Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
04/02/2026
Technological innovation in financial services (known as fintech) is changing the way we manage our finances. Understanding its potential impact on financial stability is a key concern for the Banco de España and other financial supervisors around the world.
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06/05/2025
How do interest rates influence the supply of credit? Series: Focus. Research Videoblog
Less capitalized banks tend to be more restrictive when granting credit to small and medium-sized enterprises when interest rates rise. This is one of the main conclusions of the study 'The Transmission of Monetary Policy to Credit Supply in the Euro Area' by Miguel García-Posada and Peter Paz.
29/04/2025
Productive investment as a driver of growth: the challenge of boosting business investment Series: Challenges for the Spanish economy
Private productive investment declined significantly in Spain in the wake of the pandemic and, unlike GDP and other macroeconomic variables, is yet to recover pre-pandemic levels. Boosting investment is key for increasing productivity and the potential growth of the Spanish economy.
03/04/2025
How does ECB communication influence financial markets? Series: Focus. Research Videoblog
European Central Bank (ECB) board members' communication affects financial markets sometimes as much as monetary policy decisions. This is one of the main conclusions of the study 'ECB Communication and its Impact on Financial Markets' by Klodiana Istrefi, Florens Odendahl and Giulia Sestieri.
26/03/2025
Trouble with your bank? When to turn to the Banco de España
Thousands of bank customers lodge complaints with the Banco de España. Although these often fall outside its remit, 80% of the opinions it is able to provide are accepted by banks. Knowing when (and when not) to bring complaints to the Banco de España's Complaints Service will help make this public service even more effective.
17/03/2025
Roberto Serrano, winner of the King of Spain Prize in Economics
Roberto Serrano, Professor of Economics at Brown University, has been awarded the King of Spain Prize in Economics. This award recognises not only the contributions made to game theory by one of the leading figures in the field, but also his inspiring personal journey.
13/03/2025
Against the tide: the EU-Mercosur trade deal
The European Union has stepped up its trade talks with Latin America in recent years, in response to shifts in geopolitics. One of the more tangible results has been the agreement with Mercosur which, if ratified, will strengthen economic integration between the two regions.
07/03/2025
What’s left of the glass ceiling? Women’s career advancement at the Banco de España
Women now account for just over half of the Banco de España’s employees. We’ve also made considerable headway in management positions in recent years, all because of an ambitious agenda that promotes equal opportunities. Even so, we have not yet fully closed the gender gap.
27/02/2025
The International Monetary Fund (IMF) plays a key role in maintaining the stability of the global financial system and upholding multilateralism, now under threat. In this post we take a closer look at this long-standing institution that faces substantial challenges in the years ahead.
11/02/2025
The growth of online banking and how to mitigate the risks of financial exclusion
The use of online banking is becoming increasingly widespread and the digital divide across age groups is showing signs of narrowing. But for some people (particularly the elderly), the digitalisation of banking services and branch closures can be a stumbling block to doing their banking and getting hold of cash.
05/02/2025
Analysing wealth in Spain: 20 years of the Spanish Survey of Household Finances
How is wealth or home ownership distributed among Spanish households? For the last 20 years the Banco de España’s Spanish Survey of Household Finances has provided rich information on Spanish households’ finances and enabled the analysis of these and many other related questions.
