Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
Banco de España
08/05/2026
Europe was not born out of treaties and acronyms but from a simple yet bold idea: to work together to prevent war. This is the idea at the heart of the 1950 Schuman Declaration. At the Banco de España, we understand this as sharing projects and aligning perspectives with colleagues from many countries – different accents and cultures and countless hours of analytical work. Because Europe is built by working together, day by day.
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17/07/2025
How can fintechs broaden SMEs’ access to financing? Series: Focus. Research Videoblog
The fintech sector has the potential to broaden SMEs’ access to financing. José E. Gutiérrez and Josep Gisbert analyse this dynamic in “Bridging the Gap? Fintech and financial inclusion”.
11/07/2025
After the flash floods in Spain, how did the Banco de España respond to the financial consequences?
The flash floods last autumn caused severe human, economic and environmental damage in eastern Spain. The Banco de España took a number of steps in response, including assessing and closely monitoring the financial situation in the area to identify the needs of households and businesses and any risks to the financial system.
01/07/2025
Everything you need to know about the ECB’s strategic review
After a year’s work, the Eurosystem central banks have approved the updated monetary policy strategy. This review was necessary in light of the rapidly changing world we are living in. Below I will try to explain what it is, what it is for, what has changed since the 2021 review and why it matters to you.
26/06/2025
Supporting the euro’s international role: Eurosystem reserve management services
The euro is the second largest foreign exchange reserve currency. Eurosystem reserve management services are provided by most euro area national central banks (the Banco de España being one of them) to central banks and international organisations outside the euro area that hold euro-denominated reserves.
17/06/2025
Big Tech and its role in the financial sector
Providing financial services entails financial stability risks which warrant applying strict regulation to banks. Big Tech companies have made rapid inroads in this area but are not subject to similar legislation. It is time to rethink the regulatory perimeter, but who and what should be included?
12/06/2025
Food security: what role do domestic production and imports play in Spain’s food supply?
In recent years we have seen renewed interest in having a resilient food supply chain that ensures that food continues to reach consumers whatever the circumstances. Strategic food autonomy relies on strengthening domestic production and international trade, especially within the European single market.
28/05/2025
The Banco de España is preparing for the future with its new Strategic Plan
The Strategic Plan 2030 is intended to drive the Banco de España’s transformation – a transformation needed to face the challenges of an ever-changing environment and adapt to technological progress and new ways of working. This is how we will maintain our position as a leading central bank.
27/05/2025
The financial position of Spanish households, non-financial corporations and banks has fared favourably, while that of general government is more vulnerable. According to our latest Financial Stability Report, geopolitical tensions and the possibility of sudden, sharp corrections in the financial markets are the main risks to financial stability.
12/05/2025
Traditional, but indispensable and cutting-edge. How much tech is packed into a banknote?
Cash is still essential in the digital age. Banknotes – from their design to production – incorporate the latest technology to be more secure, durable and sustainable. They are high-tech industrial products that are constantly being enhanced. At the Banco de España, we help design the banknotes of the future.
06/05/2025
How do interest rates influence the supply of credit? Series: Focus. Research Videoblog
Less capitalized banks tend to be more restrictive when granting credit to small and medium-sized enterprises when interest rates rise. This is one of the main conclusions of the study 'The Transmission of Monetary Policy to Credit Supply in the Euro Area' by Miguel García-Posada and Peter Paz.
