Senior management
The current Director General Operations, Markets and Payment Systems is Juan Ayuso and the Associate Director General Payments and Market Infrastructures is Carlos A. Conesa.
Departments
- Financial Innovation and Market InfrastructuresDirector: José Manuel Marqués
- Payment Systems Director: Carlos A. SanzDeputy Director: Montserrat Jiménez
- Financial Risks Director: Luis González Mosquera
- Operations Director: Emiliano González Mota Deputy Director: Ricardo Gimeno
Functions
- Implementing the operations of the Banco de España in its capacity as a central bank and member of the Eurosystem.
- Managing the gold, foreign exchange reserves and euro-denominated financial assets owned by the Banco de España.
- Measuring, assessing and managing the financial risks arising from the implementation of monetary policy and the management of the Banco de España’s financial assets.
- Providing financial services for government debt.
- Providing payment services and other banking operations to the Treasury and other public sector entities.
- Promoting and overseeing the proper functioning of payment systems and instruments.
- Providing, managing and maintaining market infrastructures within the framework of the Eurosystem.
- Monitoring and analysing innovations in the financial markets.
- Performing continuous supervision of compliance with the specific regulations for payment institutions, account information service providers and electronic money institutions, except in respect of solvency, market conduct, banking transparency and customer protection, and supervising the other banks supervised by the Banco de España in matters relating to the provision of payment services. To this end, it submits to the Bank’s governing bodies the relevant reports and proposals, including those concerning the adoption of preventive, disciplinary or precautionary measures.
- Contributing to defining the Banco de Espana’s supervisory policy, in coordination with other areas of the Bank and in collaboration with national and international bodies and fora, and preparing supervisory reports and proposals affecting the banks supervised by the Banco de España in relation to the provision of payment services, except in matters pertaining to vetted access to activity and use of restricted names by persons not registered with the Banco de España, market conduct, banking transparency and customer protection.