ATMs and bank branches are the most common means of withdrawing cash. However, an alternative is the cashback and cash-in-shop services that some retail establishments may offer, allowing their customers to withdraw small amounts of cash.
Cashback involves adding a certain amount to the total price of a purchase paid with a card or mobile device, to receive the difference in cash. For example, if the item we want to buy costs €20, we can ask the merchant to charge €30 to the card; in return, we will receive the item and the €10 difference in cash.
Cash-in-shop means withdrawing cash in a store charged to the card or mobile device, without needing to buy anything. With this service, the merchant will charge our card or mobile device for the amount we request and give us that amount in cash.
It is up to the stores to decide whether they want to offer these services to their customers. In any case, the customer must check if it is possible to withdraw the desired amount of cash, as it will depend on the availability the store has, which may vary during its business hours.
If you have a store and are interested in offering the cash-in-shop service, our online course
explains what it is and how it works. This course will also help you learn how to verify the authenticity and check the condition of the banknotes you give to your customers.