The Tyranny of Chronos exhibition

27 November 2024 - 29 March 2025

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Comparecencia del gobernador ante el Congreso

Retos y objetivos del mandato 2024-2030

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Gobernador. Evaluación de los efectos de la DANA en el sistema financiero y la economía

Jornadas de Información Macroconómica 2024. APIE

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Situación del sistema bancario español y principales riesgos y retos de futuro

Subgobernadora. Encuentro Financiero ABC-Deloitte

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Conoce el Banco de España

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A closer look at…

The digital euro

The digital euro

Growing digitalisation has spread to every corner of our lives and transformed how we pay.

A digital euro would be an electronic form of central bank money accessible to all citizens and firms – like banknotes, but in a digital form – to make their daily payments in a fast, easy and secure way. It would complement cash, which will continue to be issued, not replace it. 

All the news on the preparation phase of the digital euro are available in the new section of our web.

 

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Latest data

ECB indicators. Latest monetary policy decision: 17.10.2024

Deposit facility

3.25%

Effective: 23.10.2024

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Main refinancing operations

3.40%

Effective: 23.10.2024

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Marginal lending facility

3.65%

Effective: 23.10.2024

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One-year Euribor

2.506%

Mortgages ref 11/2024

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