Comparecencia ante el Congreso de los Diputados

Presentación del Informe Anual 2023

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Semana de la Administración Abierta 2024

Del 10 al 16 de junio. Inscripciones hasta el 6 de junio

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External evaluation of the suptech function

Use of technological innovation in the prudential supervisory function

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Conduct supervision in bank customer protection

Speech by the Governor at the conference organised by La Voz de Galicia/ABANCA

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Annual Report. Chapters 1 and 2

Resilience and challenges of the Spanish economy

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Exposición sobre el Archivo Fotográfico del Banco de España

Del 9 de abril al 20 de julio de 2024

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Conoce el Banco de España

Agenda

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A closer look at…

10 years of the <abbr xml:lang='en' lang='en' title='Single Supervisory Mechanism'>SSM</abbr>

10 years of the SSM

10 years ago, the European Central Bank and the national competent authorities of the European Union countries participating in the banking union adopted a single financial supervision system, the Single Supervisory Mechanism (SSM).

Its main aims are to ensure the safety and soundness of the European banking system and to increase financial integration and stability in Europe.

It is the first step towards the so-called “banking union”, of which the Single Resolution Mechanism also forms part, and which is expected to be completed with a harmonised deposit guarantee system.

 

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Latest data

ECB indicators. Latest monetary policy decision: 11.04.2024

Main refinancing operations

4.50%

Effective: 20.09.2023

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Marginal lending facility

4.75%

Effective: 20.09.2023

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Deposit facility

4.00%

Effective: 20.09.2023

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One-year Euribor

3.703 %

Mortgages ref 04/2024

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