Six intense years at the helm of the Banco de España. How have we responded to the challenges we have faced?

Post by Pablo Hernández de Cos on the Banco de España Blog


Una España más próspera en una Europa más integrada

Tribuna de Pablo Hernández de Cos publicada en el especial 38 aniversario de Expansión


Conoce el Banco de España


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10 years of the <abbr xml:lang='en' lang='en' title='Single Supervisory Mechanism'>SSM</abbr>

10 years of the SSM

10 years ago, the European Central Bank and the national competent authorities of the European Union countries participating in the banking union adopted a single financial supervision system, the Single Supervisory Mechanism (SSM).

Its main aims are to ensure the safety and soundness of the European banking system and to increase financial integration and stability in Europe.

It is the first step towards the so-called “banking union”, of which the Single Resolution Mechanism also forms part, and which is expected to be completed with a harmonised deposit guarantee system.


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Latest data

ECB indicators. Latest monetary policy decision: 06.06.2024

Main refinancing operations


Effective: 12.06.2024

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Marginal lending facility


Effective: 12.06.2024

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Deposit facility


Effective: 12.06.2024

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One-year Euribor

3.680 %

Mortgages ref 05/2024

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