Central Credit Register Report (2023)

Publication of the "Central Credit Register Report" for the year 2023.

This publication contains the activities carried out by the Central Credit Register (CCR) of the Banco de España.

The information in the CCR allows the banking regulator to build its own credit risk models to compare and validate against those presented by institutions. At the same time, it allows each institution to reconstruct its past risk history and it therefore contributes to modelling credit risk and internally validating its own models.

This publication is only available in Spanish.


Central Credit Register ReportOpens in new window



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