List of most representative services linked to a payment account
The Royal Decree-Law 19/2017, of 24 November
, on payment accounts with basic features, payment account switching and comparability of fees, incorporates into the Spanish legal system the regime of the Directive 2014/92/EU of the European Parliament and the Council, of 23 July 2014, on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features.
Article 15 of the Royal Decree-Law 19/2017 establishes that Banco de España must publish and maintain an updated list of the most representative services linked to a payment account, incorporating the standardised terminology enshrined in the Delegated Regulation (EU) 2018/32 of the Commission, of 28 September 2017. Therefore, the following is a list of the most representative services linked to a payment account:
(386 KB)Comparison website of the Banco de España
Article 18 of the Royal Decree-Law 19/2017 requires Banco de España to establish a website, accessible free of charge, which makes it possible to compare the fees charged by payment service providers, for the most representative services linked to a payment account.
In fulfilment of the above, the following link allows access to the comparison website which has been established for said purposes to consult information provided by the entities.