Banner Comun Subhome


The Banco de España’s mission is to support stable economic growth. To this end, it pursues both price and financial system stability and, through its analysis, contributes to other economic policy-making. It publishes a range of documents and research papers on subjects relating to the economy, finance, its own history and activities, and other topical issues. Under the Single Supervisory Mechanism, it supervises Spanish banks to ensure public trust in banking system stability.

Economia e investigacion

Analysis and research

Among the key responsibilities of the Banco de España are economic analysis and research. This includes the study and monitoring of the Spanish economy and its environment, economic policies (focusing especially on the Eurosystem’s monetary policy) and the banking and financial systems.

Billetes y monedas

Banknotes and coins

Cash plays an important role in the proper functioning of the economy. Euro banknotes and coins are the only legal tender in the euro area and the only form of public money to which everyone has access. As such, cash is key for the social inclusion of the most vulnerable groups who have limited access to new technologies. Cash also provides us with a means of payment if electronic payment systems are unavailable.

This section offers further information about euro coins and notes, as well as historical data and information about the peseta.

Central de balances

Central Balance Sheet Data Office

The Central Balance Sheet Data Office (CBSO) of the Banco de España compiles, processes, prepares and analyses economic and financial data of Spanish non-financial corporations in order to get a better insight into these companies. This information is also used to draw up the financial accounts of the Spanish economy and to analyse business performance and the effects of monetary policy measures on business financing and earnings. The CBSO conducts specially tailored surveys on a voluntary basis with collaborating firms to obtain more detailed and richer information.

imagen conducta


The Institutions’ Conduct Department assumes functions directly aimed at the public, such as the Complaints Service, and deals with consumer queries and information as well as financial education. It also supervises the conduct of financial institutions and participates in drafting regulations on transparency and bank customer protection.

Estabilidad financiera

Financial stability and macroprudential policy

The Banco de España’s responsibilities include helping to maintain financial stability in the face of risks and systemic vulnerabilities, be they cyclical or structural. To achieve this, the Bank can introduce macroprudential regulatory requirements for the banking system.


Financial regulations

In this section, users can consult a series of resources with legal information on banking law and the financial system.

The content of this section has been designed to provide a source of documentation, albeit of no legal value.

The legally valid texts can be found in the corresponding official bulletins.

Política monetaria

Monetary policy

The main objective of the Eurosystem, of which the Banco de España is a member, is to maintain price stability. To achieve this, the European Central Bank manages monetary policy in the euro area, through which it aims to influence the cost and availability of money in the economy.



One of the responsibilities of the Banco de España is resolution planning (preventive function) to address situations in which banks are failing or likely to fail and there are no other possible alternatives. Responsibility for implementing resolution schemes (executive function) lies with the FROB. Bank resolution seeks to minimise the cost for taxpayers, ensure the continuity of critical functions and services, and avoid adverse effects on financial stability.

Sistema de pago

Payment systems

Payment and securities settlement systems are key elements of a country’s economic and financial activity and, broadly speaking, constitute the infrastructure used to move assets within an economy. As a result, the smooth functioning of settlement systems is vital for financial stability.

Promoting the smooth functioning of payment systems is one of the Banco de España’s functions. The Bank is also responsible for their oversight, which is the basic tool for identifying and assessing inherent risks, and for verifying that all systems are equipped with proper control mechanisms.


Environmental sustainability

Climate change is an increasingly pressing concern for the public at large that could have severe implications for inflation, financial stability and growth. Within our remit, central banks and financial sector supervisors play a significant role in tackling climate change and smoothing the green transition.


Banking supervision

The importance of financial sector activity, for both the economy and society at large, makes it essential to promote its smooth functioning and protect the stability of the financial system overall. It is therefore in the public interest to safeguard banks’ solvency, liquidity and sound functioning through microprudential supervision.