Financial Education Plan
The Financial Education Plan
is an initiative of the National Securities Market Commission (CNMV), the Banco de España and the Ministry of the Economy, Trade and Business. It aims to improve citizens’ financial literacy, providing them with the basic knowledge and the tools they need to manage their finances responsibly and in an informed manner.
School programme
With a view to providing financial education at an early age, the CNMV and the Banco de España signed an agreement with the Ministry of Education and Vocational Training that includes a School Financial Education Programme, aimed at introducing basic financial content into the classroom, which has been running since 2010.
Bank Customer Portal
Aimed at bank customers (in other words, almost all of the adult population), but also at young people and teenagers who have accounts and cards, pay by mobile phone and shop online at an ever younger age.
The Bank Customer Portal provides information and tools to allow everyone to interact confidently with financial institutions, to assess and compare the different banking products and services offered and to know their rights and obligations.
Through clear and direct language and a user-friendly interface, it helps bank customers make the right decisions for their needs.
Training sessions
Below are a series of publications (available in Spanish only) aimed at providing basic financial education to the public.
- Session 1.Tips to prevent fraud in banking transactions
(2 MB) - Session 1.Guide to “Tips to prevent fraud in banking transactions” (348 KB)
- Session 2. Access to basic banking services: basic payment account (2 MB)
- Session 2. Guide to “Access to basic banking services: basic payment account” (407 KB)
- Session 3. Tips to prevent fraud in investment transactions (2 MB)
- Session 3. Guide to “Tips to prevent fraud in investment transactions” (478 KB)
- Session 4. Personal finance management (2 MB)
- Session 4. Guide to “Personal finance management” (501 KB)
- Session 5. Accounts, cards and forms of payment (1 MB)
- Session 5. Guide to Accounts, Cards and Payment Methods (455 KB)
- Session 6. What do I need to know if I am financing a purchase? (1 MB)
- Session 6. Guide to what I need to know if I am going to finance a purchase (400 KB)