CIENxCIEN (one hundred percent) is a podcast on the latest economic, technological and social developments, brought to you by people working at the Banco de España. We want to throw open our doors and tell you about what we do, how we do it and the impact it has on your day-to-day life.
These down-to-earth yet rigorous podcasts will blend the simplicity of conversations between colleagues with the professionalism of our work in different areas, placing all our expertise at your disposal.
24/06/2026
When it comes to a country’s wealth, it's not only the total amount that matters, but how it is distributed among households. In this episode of CIENxCIEN we unpack the Distributional Wealth Accounts, explore the role of housing in household wealth and reveal what the data tell us about inequality in Spain and the debt and assets of Spanish households. A candid conversation that looks beyond the economic surface.
Series: Economy
Series: International
Series: Sustainability, Women in Economy
Series: Economy, Inside the Bank
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24/06/2026
How is wealth distributed among households? Series: Economy
When it comes to a country’s wealth, it's not only the total amount that matters, but how it is distributed among households. In this episode of CIENxCIEN we unpack the Distributional Wealth Accounts, explore the role of housing in household wealth and reveal what the data tell us about inequality in Spain and the debt and assets of Spanish households. A candid conversation that looks beyond the economic surface.
05/06/2026
Sustainability: the Bank steps up Series: Sustainability, Inside the Bank
For years, we’ve talked about sustainability as if it were a label – something to earn and then build a story around. But what if it’s much more than that? What if it’s actually a strategic asset that can create value, boost efficiency and future-proof an institution?
27/05/2026
The Bank behind the scenes Series: Inside the Bank
This episode of CIENxCIEN is different, and yet it captures the very essence of our podcast, as it celebrates opening our doors during Open Government Week. In our first episode with a live audience, we talked about transparency and communication, foresight and analysis, our branch network and financial education, one of our major commitments. We also brought together two forms of the euro that are not as incompatible as they may seem: cash and the future digital euro.
06/05/2026
How to complain when your bank leaves you on ‘read’ Series: Regulation and Supervision, Inside the Bank
We interact with our banks on an almost daily basis, and in such a close relationship, it’s natural for disputes to arise sometimes. But do you know when, how and why you can make a complaint to your bank? Join us as Nieves Prieto tells us about the stories and people behind past complaints and the role played by the Banco de España, which offers the public a one-to-one complaints service.
22/04/2026
The Banco de España’s Archive: a 30 km journey through history Series: Heritage
Did you know that the Banco de España’s Archive houses plans of major public works, beautifully handwritten papers and photographs that document life over more than two centuries? Let’s accompany Patricia Alonso, Raquel Jiménez and Rosario Calleja on a journey across 30 kilometres of shelves to discover how we preserve an institution’s memories, which are, after all, the collective memories of a whole society.
08/04/2026
Crypto-assets: from hype to regulatory reality Series: Innovation and technology
Is crypto just a technological playground or the future of financial assets? How is the digital euro different from a stablecoin? And why did Facebook try to create its own currency? We’ll explain what crypto-assets are and, with María Molero, Lucas García and Diego Hernández, explore what they can offer investors, what they mean for the financial markets and how their regulation has been designed.
25/03/2026
When data speak: from evidence to decision-making Series: Innovation and technology
Can the data generated by a society help its institutions make better decisions? In this episode of CIENxCIEN, Sergio Padilla, the Banco de España’s Chief Data Officer, explains how good data governance helps all kinds of organisations to structure, connect and showcase the information they generate and receive.
09/03/2026
Women don't ask (and don't get) and other gender biases at work Series: Women in Economy
Would your work be valued the same if you were a woman instead of a man? What about the other way round? Are parts of your career shaped less by talent and more by gender? In this episode of CIENxCIEN, the Banco de España lifts the lid on the invisible prejudices at work, exploring how gender biases still drive opportunities, risks and appraisals. We need to change the score, not the orchestra, if we want to make the music sing.
25/02/2026
From pen and paper to app: banking supervision in the data era Series: Regulation and Supervision
How does a bank make the change from pen and paper to algorithms to analyse customers’ ability to pay? What does the average household have to do with the broad economy? And how does Banking Supervision monitor that it all works as it should? Everything you always wanted to know and were never told about banking risk, digitalisation or the ubiquitous stress tests, clearly (and very concisely) explained by Antonio Morillo.
11/02/2026
The library’s (special) value: facts vs falsehoods Series: Inside the Bank
Did you know that what is often considered the very first piece of fake news claimed there were people living on the Moon? Misinformation is nothing new and although we may no longer fall for stories like this one from 1835, we are still surrounded by false claims dressed up to sound convincing. So how do we cut through them? Welcome to the Library, a place where every resource is chosen with care and packaged with a sprinkle of critical thinking. Just what we need to get our bearings.
