Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
17/12/2025
Not all data can be used to measure, and compare, different countries’ economies. We need to use the same yardstick: international statistical standards that assess economic and financial activity consistently across countries. Besides, they should also adapt to constantly changing scenarios. The 2025 standards measure digitalisation, globalisation, sustainability and inequality better.
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22/11/2024
How important is cash in our day-to-day payments?
Most of us still use cash to pay for our day-to-day shopping, but digital payment methods continue to gain ground, according to the latest Study on Cash Use Habits published by the Banco de España.
12/11/2024
What makes (official) statistics reliable
In today’s information age, the sheer volume and availability of data is overwhelming. Identifying reliable information is a challenge that we all face as members of the public. Official statistics offer a dependable source of trustworthy information.
29/10/2024
Sandbox: the testing environment for financial innovation
To help the financial sector go digital, regulators have set up testing environments or sandboxes for innovative technological solutions. A sandbox allows supervisors and project promoters to work together in a controlled setting, where both can learn and gain significant benefits.
24/10/2024
Better safe than sorry: how prudent lending standards lead to fewer corporate defaults
Banks implementing more prudent standards when lending to firms helps reduce corporate vulnerability and default risk, strengthens financial stability and supports economic recovery after crises.
14/10/2024
The 2024 Nobel Prize: institutional quality boosts economic growth
The 2024 Nobel Prize in Economics has been awarded to Professors Acemoglu, Johnson and Robinson for their work on how the strength of institutions shapes the relative prosperity of nations. Their message is especially relevant today as institutional quality is declining worldwide.
08/10/2024
Artificial intelligence and employment: maximising the benefits and minimising the negatives Series: Challenges for the Spanish economy
New robotics and artificial intelligence technologies could transform the labour market. Their deployment will shape the future of the workforce, both in terms of the number of jobs and who will fill them. Employment policies must manage these changes proactively to maximise the potential benefits and minimise the negative effects.
25/09/2024
How does the Banco de España manage its financial risks?
Achieving price stability – the main aim of a central bank – involves financial risks for these institutions, which have increased over recent years. The type of risks, and the way they are managed, are rather different from those of commercial banks. In any case, for the Banco de España, it is vital that risks are efficiently managed and adequate risk coverage ensured.
13/09/2024
The boom in Spanish exports since 2008: what do we export and where to?
Between 2008 and 2023, Spanish exports grew as a share of GDP from 26% to 39%. This extraordinary growth was broad-based across products and destinations. However, the increasing fragmentation of international trade flows might threaten the future performance of Spanish exports.
03/09/2024
Inflation affects us all differently. What determines how each of us feels the squeeze?
We all feel the squeeze of inflation, but some feel the pinch more than others. Inflation affects us through different channels that impact our ability to save. Drawing on a rich dataset, we find that in 2021 both the level of labour income and, above all, age explain how inflation affects different Spanish households differently.
14/08/2024
The capital markets union: a necessary step to boost investment in Europe
Europe needs more productive investment to bolster its economic growth. This requires diversifying its funding sources beyond access to bank loans and, inevitably, further developing and integrating European capital markets.
