Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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What does responding “I don't know” say about your gender and your financial literacy and behaviour?

05/03/2026 Laura Hospido , Margarita Machelett

The differences between men and women in financial literacy do not depend solely on whether their replies to a survey are right or wrong. Women tend to respond “I don’t know” more frequently. This option, which helps to explain the gender gap in literacy, is also linked to specific financial behaviours and settings.

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Imagen episodio 17

10/12/2025

Inflation: who wins and who loses? Series: Economy, Monetary policy

Galo Nuño Barrau

Do you know how inflation affects you in your everyday life? Inflation is not just a buzzword for economists: it has a direct impact on your wallet. The best tool to beat inflation (or even turn it to your advantage) is financial education. In this episode of CIENxCIEN, Ana Comellas chats with Galo Nuño, who explains how inflation works, its effects and the measures that can be used to control it.

Monetary policy

estrategia en

01/07/2025

Everything you need to know about the ECB’s strategic review

José Luis Escrivá

After a year’s work, the Eurosystem central banks have approved the updated monetary policy strategy. This review was necessary in light of the rapidly changing world we are living in. Below I will try to explain what it is, what it is for, what has changed since the 2021 review and why it matters to you.

Subhome

03/04/2025

How does ECB communication influence financial markets? Series: Focus. Research Videoblog

Florens Odendahl

European Central Bank (ECB) board members' communication affects financial markets sometimes as much as monetary policy decisions. This is one of the main conclusions of the study 'ECB Communication and its Impact on Financial Markets' by Klodiana Istrefi, Florens Odendahl and Giulia Sestieri.

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02/04/2025

What’s the cost of not being sustainable? Series: Sustainability, Women in Economy

Soledad Núñez

Imagine that, instead of living 50 more years, you were to live 200 more. Or even 500. Do you think you would use your resources as you do now, or would you rather keep a little more for tomorrow? That is what living sustainably is about: concerning ourselves not only with our own needs today but also with the needs of future generations. If you believe it would be very costly to create a sustainable world, you have no idea how expensive it would be to carry on with our unsustainable one.

Monetary policy

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19/03/2025

Interesting rates Series: Monetary policy

Jorge Abad

What is the price of money? Who decides on it? How does the price of money affect what you pay for your shopping? And investment by businesses?
If you have never thought that the European Central Bank’s (ECB) monetary policy could be of any interest, grab some earphones and listen in to the Europe Room at the Banco de España, because we are discussing interest rates that interest you.

Monetary policy