Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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How can we measure political polarization in Europe?

Series: Focus. Research Videoblog

08/01/2026 Marina Diakonova

Political polarization can harm a country’s economy. But can we measure the level of polarization in each country? Is it related to legislative gridlock? We answer these questions by analysing the cases of Spain, Germany, France and Italy in the paper “Political polarization in Europe” by Marina Diakonova, Corinna Ghirelli and Javier J. Pérez.

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Foto episodio 16

26/11/2025

From cash to mobiles: How we pay in Spain Series: Regulation and Supervision, Efectivo

Isabel Rodríguez Molina , Álvaro Esandi Erro

Do you usually pay for your purchases with cash, a card or directly with your mobile? Do you prefer shopping in physical stores or the convenience of shopping online? Or perhaps you’re one of those who say, when splitting a bill, “I’ll Bizum you”.
Whichever way you prefer to pay, you will discover in this CIENxCIEN episode how means of payment are changing in Spain and how security and convenience are key in every transaction.

Cash, coins and banknotes

Euro Digital

20/11/2025

Advancing towards the future of our money: the digital euro

Juan Ayuso

Why all the talk about the digital euro? Since 2021 the Eurosystem has been working on a digital version of the euro, so the public can enjoy the benefits of cash in their digital payments. The Governing Council of the ECB has decided to move to the next phase of the project. You may be wondering what the digital euro means for you.

Cash, coins and banknotes

foto episodio 14

29/10/2025

How can we protect our economy when disaster strikes? Series: Economy, Inside the Bank

Carmen del Álamo , Isabel Alcalde , Raquel Vegas

Just a year ago, the Valencia flash floods shook Spain and raised doubts about our ability to cope with extreme weather conditions. How can we mitigate the social and material costs? What happens to an economy when devastation hits and cash is damaged? How can the Banco de España help in this kind of natural disasters? Join us in this special episode, dedicated to all the people affected by the floods and those who were part of the surge in solidarity that followed.

Cash, coins and banknotes

Tecnobilletes_subhome

12/05/2025

Traditional, but indispensable and cutting-edge. How much tech is packed into a banknote?

Fernando León , Raquel Pantoja , Cristina García , Miguel López

Cash is still essential in the digital age. Banknotes – from their design to production – incorporate the latest technology to be more secure, durable and sustainable. They are high-tech industrial products that are constantly being enhanced. At the Banco de España, we help design the banknotes of the future.

Cash, coins and banknotes

Imagen capitulo 6

07/05/2025

“Cash, please” Series: Efectivo

María José Fernández Lupiáñez

Money was invented almost 3,000 years ago and plays a central role in our daily lives. We can use it to find out how much goods and services cost and to pay for things, or we can saveit, as it conserves its value over time. We have various means of payment at our disposal, but we still love banknotes and coins. Grab your headphones and learn about cash and why it is so important.

Cash, coins and banknotes