Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
26/05/2026
Financial inclusion is a key part of immigrants’ integration. Overall, there is no significant financial inclusion gap between immigrants and the Spanish-born population. The exception is immigrants in an irregular situation, for whom opening a bank account is often an insurmountable barrier, leaving them financially excluded.
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27/05/2026
El Banco detrás de las cámaras Series: Inside the Bank
Este episodio de CIENxCIEN es diferente y, sin embargo, contiene toda su esencia, porque celebra la apertura de nuestras puertas en la Semana de la Administración Abierta. En nuestro primer episodio con público hablamos de transparencia y comunicación, de prospectiva y análisis, de nuestra red de sucursales y de educación financiera, una de nuestras grandes apuestas. También sentamos juntos dos formas del euro que no están tan reñidas como parece: el efectivo y el futuro euro digital.
Cash, coins and banknotes
27/04/2026
How do we pay when the power goes out? Spain’s blackout experience
In critical situations, when the alternatives stop working, cash becomes even more valuable and helps us carry on. Coins and banknotes have proved their worth as an independent, widely accepted and reliable means of payment that enables us to continue making our daily purchases even in extreme circumstances like last year’s blackout.
26/11/2025
From cash to mobiles: How we pay in Spain Series: Regulation and Supervision, Efectivo
Do you usually pay for your purchases with cash, a card or directly with your mobile? Do you prefer shopping in physical stores or the convenience of shopping online? Or perhaps you’re one of those who say, when splitting a bill, “I’ll Bizum you”.
Whichever way you prefer to pay, you will discover in this CIENxCIEN episode how means of payment are changing in Spain and how security and convenience are key in every transaction.
Cash, coins and banknotes
20/11/2025
Advancing towards the future of our money: the digital euro
Why all the talk about the digital euro? Since 2021 the Eurosystem has been working on a digital version of the euro, so the public can enjoy the benefits of cash in their digital payments. The Governing Council of the ECB has decided to move to the next phase of the project. You may be wondering what the digital euro means for you.
12/05/2025
Traditional, but indispensable and cutting-edge. How much tech is packed into a banknote?
Cash is still essential in the digital age. Banknotes – from their design to production – incorporate the latest technology to be more secure, durable and sustainable. They are high-tech industrial products that are constantly being enhanced. At the Banco de España, we help design the banknotes of the future.
07/05/2025
“Cash, please” Series: Efectivo
Money was invented almost 3,000 years ago and plays a central role in our daily lives. We can use it to find out how much goods and services cost and to pay for things, or we can saveit, as it conserves its value over time. We have various means of payment at our disposal, but we still love banknotes and coins. Grab your headphones and learn about cash and why it is so important.
Cash, coins and banknotes
21/02/2025
Cash, coins and banknotes
