Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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A world without cash: utopia or dystopia?

28/07/2026 Mª José Fernández Lupiáñez and Félix Redondo Gaitón

Can you imagine a world without banknotes and coins? While such a future is not inconceivable, it is by no means imminent. Yet some believe cash has its days numbered. But could it really be nearing an end? And if so, would it necessarily be a good thing, or could it prove a misstep? The coexistence of physical and digital forms of money allows people to choose what best suits each situation.

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24/07/2026

Banknotes: where art meets technology Series: Economy

Beatriz García , Fernando León and Juan Lupiáñez

We handle banknotes all the time, yet we seldom pause to think about what lies behind – and within – them. In this episode we discover how today’s banknotes are designed, through a process that combines art, technology, science and even psychology to create something as familiar as it is indispensable. Because a banknote is not defined by its face value alone: it also stands for trust, identity, and much more besides.

Banco de España

SUBHOME

25/06/2026

Connecting economic research and policy in Spain: the Santander conference

Enrique Moral-Benito

Economic policy needs to be grounded in rigorous analysis through economic research. Connecting research and policymaking requires a sustained exchange of ideas between the two. That is exactly what the conference in Santander, organised annually by the Banco de España together with CEMFI and the Universidad Internacional Menéndez Pelayo, sets out to do.

Banco de España

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05/06/2026

Sustainability: the Bank steps up Series: Sustainability, Inside the Bank

Victoria Díaz , Alicia de Quinto , Damián Gemeno , Miguel Ángel Peña and Rubén Ortuño

For years, we’ve talked about sustainability as if it were a label – something to earn and then build a story around. But what if it’s much more than that? What if it’s actually a strategic asset that can create value, boost efficiency and future-proof an institution?

Banco de España

FotoPortada

01/06/2026

25 years of the Financial Stability Review: charting a financial system in transformation

Soledad Núñez

We launched the Financial Stability Review in 2001. 25 years and 50 issues later, it has covered the crises, tensions and challenges that have shaped financial system developments over the past quarter of a century and how regulation and financial supervision have evolved in response.

Banco de España

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27/05/2026

The Bank behind the scenes Series: Inside the Bank

Inés Calderón , Víctor Lapuente , Manuela Sebastián , Roberto España , Beatriz García and Sergio Gorjón

This episode of CIENxCIEN is different, and yet it captures the very essence of our podcast, as it celebrates opening our doors during Open Government Week. In our first episode with a live audience, we talked about transparency and communication, foresight and analysis, our branch network and financial education, one of our major commitments. We also brought together two forms of the euro that are not as incompatible as they may seem: cash and the future digital euro.

Banco de España