Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
04/02/2026
Technological innovation in financial services (known as fintech) is changing the way we manage our finances. Understanding its potential impact on financial stability is a key concern for the Banco de España and other financial supervisors around the world.
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04/02/2026
Competition and financial stability in the fintech era
Technological innovation in financial services (known as fintech) is changing the way we manage our finances. Understanding its potential impact on financial stability is a key concern for the Banco de España and other financial supervisors around the world.
29/01/2026
The Distributional Wealth Accounts: a new tool for analysing household wealth and debt
The Distributional Wealth Accounts combine micro data from surveys and national accounts data to provide an overview of Spanish household net wealth. These new statistics are updated quarterly and presented in a user-friendly interactive format.
21/01/2026
A map to guide our research: The Banco de España’s Analysis Priorities for 2025-30
The Banco de España has published its analysis priorities for the next five years, which will help inform our points of view. We are going to focus on four main topics: pillars of central banking, European resilience in a changing world, challenges facing the Spanish economy and global trends.
08/01/2026
How can we measure political polarization in Europe? Series: Focus. Research Videoblog
Political polarization can harm a country’s economy. But can we measure the level of polarization in each country? Is it related to legislative gridlock? We answer these questions by analysing the cases of Spain, Germany, France and Italy in the paper “Political polarization in Europe” by Marina Diakonova, Corinna Ghirelli and Javier J. Pérez.
17/12/2025
How do we measure and compare economies? What's new in 2025
Not all data can be used to measure, and compare, different countries’ economies. We need to use the same yardstick: international statistical standards that assess economic and financial activity consistently across countries. Besides, they should also adapt to constantly changing scenarios. The 2025 standards measure digitalisation, globalisation, sustainability and inequality better.
12/12/2025
Bank resolution: how to protect the banking system without public bail-outs
Bank resolution aims to efficiently and swiftly resolve failing banks, while protecting customers, public resources and financial stability. Over its ten years of existence, the Single Resolution Mechanism has effectively managed major crises, including the Banco Popular episode.
20/11/2025
Advancing towards the future of our money: the digital euro
Why all the talk about the digital euro? Since 2021 the Eurosystem has been working on a digital version of the euro, so the public can enjoy the benefits of cash in their digital payments. The Governing Council of the ECB has decided to move to the next phase of the project. You may be wondering what the digital euro means for you.
11/11/2025
Size does matter. The challenge of company growth in Spain Series: Challenges for the Spanish economy
Spain faces a structural challenge: the small size of its firms. This limitation curtails productivity, innovation and employment. Why do our firms grow less than European ones? Understanding this is key to building a more dynamic and productive economy.
06/11/2025
What impact do armed conflicts have on international trade? Series: Focus. Research Videoblog
Military conflicts in Ukraine and Palestine have changed the geopolitical landscape. They have also affected international trade, showing that a country is more vulnerable when it concentrates its imports in a few countries. Find further details in the study “Sourcing all the eggs from one basket: trade dependencies and import prices” by Irina Balteanu, Katja Schmidt, and Francesca Viani.
28/10/2025
The flash floods in Spain, one year on: the economic impact of a natural disaster
Natural disasters like the Valencia floods bring economic activity to a standstill. The reconstruction effort is helping GDP recover and replacing damaged assets with more productive capital may boost growth. But the heavy losses in the stock of wealth and capital could have a lasting negative effect on GDP growth in the region.
