Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
12/12/2025
Bank resolution aims to efficiently and swiftly resolve failing banks, while protecting customers, public resources and financial stability. Over its ten years of existence, the Single Resolution Mechanism has effectively managed major crises, including the Banco Popular episode.
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05/09/2025
Desertification and wildfires in Spain. The impact of climate change on bank lending
Desertification and the greater severity and frequency of wildfires pose a major climate risk for Spain. Together they can affect economic activity and also bank lending and financial stability. Conducting rigorous research on these issues allows us to understand their financial risk and helps us mitigate it.
06/08/2025
The Banco de España’s Historical Archive: a chronicle of our past Series: Treasures of the Banco de España
The Banco de España’s Historical Archive is one of the best-preserved bank archives in the world. It safeguards millions of documents dating back to 1782 and oversees our remarkable collection of banknotes and coins. It is an indispensable source of information about Spain’s modern history and is increasingly accessible to the public.
28/07/2025
Spain’s trade with the United States and the impact of US tariffs
The United States is the sixth-largest market for Spain’s goods exports. While tariffs are expected to have a negative impact on the Spanish economy, this effect will likely be smaller than in the broader euro area, as Spain has less direct trade exposure to the United States and its bilateral trade is more geared towards services than that of the euro area.
17/07/2025
How can fintechs broaden SMEs’ access to financing? Series: Focus. Research Videoblog
The fintech sector has the potential to broaden SMEs’ access to financing. José E. Gutiérrez and Josep Gisbert analyse this dynamic in “Bridging the Gap? Fintech and financial inclusion”.
11/07/2025
After the flash floods in Spain, how did the Banco de España respond to the financial consequences?
The flash floods last autumn caused severe human, economic and environmental damage in eastern Spain. The Banco de España took a number of steps in response, including assessing and closely monitoring the financial situation in the area to identify the needs of households and businesses and any risks to the financial system.
01/07/2025
Everything you need to know about the ECB’s strategic review
After a year’s work, the Eurosystem central banks have approved the updated monetary policy strategy. This review was necessary in light of the rapidly changing world we are living in. Below I will try to explain what it is, what it is for, what has changed since the 2021 review and why it matters to you.
26/06/2025
Supporting the euro’s international role: Eurosystem reserve management services
The euro is the second largest foreign exchange reserve currency. Eurosystem reserve management services are provided by most euro area national central banks (the Banco de España being one of them) to central banks and international organisations outside the euro area that hold euro-denominated reserves.
17/06/2025
Big Tech and its role in the financial sector
Providing financial services entails financial stability risks which warrant applying strict regulation to banks. Big Tech companies have made rapid inroads in this area but are not subject to similar legislation. It is time to rethink the regulatory perimeter, but who and what should be included?
12/06/2025
Food security: what role do domestic production and imports play in Spain’s food supply?
In recent years we have seen renewed interest in having a resilient food supply chain that ensures that food continues to reach consumers whatever the circumstances. Strategic food autonomy relies on strengthening domestic production and international trade, especially within the European single market.
28/05/2025
The Banco de España is preparing for the future with its new Strategic Plan
The Strategic Plan 2030 is intended to drive the Banco de España’s transformation – a transformation needed to face the challenges of an ever-changing environment and adapt to technological progress and new ways of working. This is how we will maintain our position as a leading central bank.
