Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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La inversión productiva como motor del crecimiento: el reto de impulsar la inversión empresarial

Series: Challenges for the Spanish economy

29/04/2025 Rubén Veiga Duarte , Sergio Puente

La inversión productiva privada sufrió una importante caída en España con la pandemia. Y, a diferencia del PIB y de otras variables macroeconómicas, aún no ha recuperado su nivel previo. El incremento de la inversión es una palanca fundamental para aumentar la productividad y el crecimiento potencial de la economía española.

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13 results found with the selected filters

SubhomeLupa

24/10/2024

Better safe than sorry: how prudent lending standards lead to fewer corporate defaults

Jorge Galán , Luis Fernández Lafuerza

Banks implementing more prudent standards when lending to firms helps reduce corporate vulnerability and default risk, strengthens financial stability and supports economic recovery after crises.

Financial stability

mar-menor-listado

20/06/2024

What is the economic impact of climate change and environmental degradation? The case of house prices in the Mar Menor area

Gabriel Pérez Quirós , Matías Lamas

A combination of extreme weather events and environmental degradation in the Mar Menor has resulted in real estate losses of more than €4 billion in the area. This figure is ten times the amount earned over the last 20 years from converting the surrounding land into irrigated farmland (one of the main drivers of the environmental degradation).

Financial stability

colchon de capital-campana_SUB

04/06/2024

The countercyclical capital buffer: what is it, why has it been revised and what does it mean for banks?

Ángel Estrada , Javier Mencía , Carlos Pérez Montes

The countercyclical capital buffer (CCyB) mitigates the risk posed by the macro-financial cycle to the banking system as a whole. The CCyB gradually raises banks’ solvency requirements when this risk is intermediate or high and lowers them when such systemic risks materialise. In so doing, it enhances banks’ loss-absorbing capacity and enables a stable supply of financing to the economy.

Financial stability

06subhome

15/11/2023

The banking union: what is it and how does it benefit us?

Margarita Delgado

While incomplete, the banking union is already a reality and a key component of European integration. But what is it? Why does it matter? And how does it benefit us? The Deputy Governor answers these questions and looks at what still needs to be done.

Financial stability