Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
IA
28/07/2026
Can you imagine a world without banknotes and coins? While such a future is not inconceivable, it is by no means imminent. Yet some believe cash has its days numbered. But could it really be nearing an end? And if so, would it necessarily be a good thing, or could it prove a misstep? The coexistence of physical and digital forms of money allows people to choose what best suits each situation.
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24/06/2026
How is wealth distributed among households? Series: Economy
When it comes to a country’s wealth, it's not only the total amount that matters, but how it is distributed among households. In this episode of CIENxCIEN we unpack the Distributional Wealth Accounts, explore the role of housing in household wealth and reveal what the data tell us about inequality in Spain and the debt and assets of Spanish households. A candid conversation that looks beyond the economic surface.
Spanish Survey of Household Finances
29/01/2026
The Distributional Wealth Accounts: a new tool for analysing household wealth and debt
The Distributional Wealth Accounts combine micro data from surveys and national accounts data to provide an overview of Spanish household net wealth. These new statistics are updated quarterly and presented in a user-friendly interactive format.
05/02/2025
Analysing wealth in Spain: 20 years of the Spanish Survey of Household Finances Series: Focus. Research Videoblog
How is wealth or home ownership distributed among Spanish households? For the last 20 years the Banco de España’s Spanish Survey of Household Finances has provided rich information on Spanish households’ finances and enabled the analysis of these and many other related questions.
