Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
04/02/2026
Technological innovation in financial services (known as fintech) is changing the way we manage our finances. Understanding its potential impact on financial stability is a key concern for the Banco de España and other financial supervisors around the world.
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11/02/2026
The library’s (special) value: facts vs falsehoods Series: Inside the Bank
Did you know that what is often considered the very first piece of fake news claimed there were people living on the Moon? Misinformation is nothing new and although we may no longer fall for stories like this one from 1835, we are still surrounded by false claims dressed up to sound convincing. So how do we cut through them? Welcome to the Library, a place where every resource is chosen with care and packaged with a sprinkle of critical thinking. Just what we need to get our bearings.
Health, education and welfare
12/11/2025
You don’t install cybersecurity, you train it Series: Innovation and technology
AI developments make it increasingly difficult to distinguish between what’s real and what’s fake. A deepfake, for instance, can be used to impersonate your boss asking you to make a transfer during a video call. Do you think you would notice? In this new episode, we chat with Banco de España experts about the different ways in which the public’s and firms’ cybersecurity can be at risk and about what measures can be taken to protect against digital attacks.
Health, education and welfare
29/01/2025
Human capital matters: the challenges and opportunities in Spanish education Series: Challenges for the Spanish economy
Despite the progress made in recent decades, Spain still trails the most advanced countries in terms of educational attainment. Action is required at all levels to improve Spain’s human capital. Prominent measures include reducing early school leaving, modernising universities and vocational training and raising financial literacy.
11/12/2024
Beyond GDP: how to measure economic welfare
GDP and per capita income are frequently used as synonyms of welfare. However, the concept of welfare is broader and more complex. As the economic and social developments of recent decades have made increasingly clear, economic welfare and well-being cannot be gauged by GDP alone. However, determining complementary welfare indicators and measuring them accurately is difficult.
