Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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A world without cash: utopia or dystopia?

28/07/2026 Mª José Fernández Lupiáñez and Félix Redondo Gaitón

Can you imagine a world without banknotes and coins? While such a future is not inconceivable, it is by no means imminent. Yet some believe cash has its days numbered. But could it really be nearing an end? And if so, would it necessarily be a good thing, or could it prove a misstep? The coexistence of physical and digital forms of money allows people to choose what best suits each situation.

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17 results found with the selected filters

Niño

10/06/2026

How the weather affects your grocery bill: the case of El Niño and La Niña

Lucía Cuadro Sáez and Corinna Ghirelli

What can Pacific Ocean temperatures possibly have to do with your grocery bill? Much more than you might expect. Extreme weather events, such as El Niño and La Niña, in distant parts of the world affect the prices of what we eat and drink every day, like bread and coffee. And now another El Niño is brewing.

Households and individuals

Foto episodio 16

26/11/2025

From cash to mobiles: How we pay in Spain Series: Regulation and Supervision, Efectivo

Isabel Rodríguez Molina and Álvaro Esandi Erro

Do you usually pay for your purchases with cash, a card or directly with your mobile? Do you prefer shopping in physical stores or the convenience of shopping online? Or perhaps you’re one of those who say, when splitting a bill, “I’ll Bizum you”.
Whichever way you prefer to pay, you will discover in this CIENxCIEN episode how means of payment are changing in Spain and how security and convenience are key in every transaction.

Households and individuals

Imagen cap 8

04/06/2025

What if we speak your language? Series: Inside the Bank

Inés Calderón de Anta

The smartphone revolutionised our relationship with the world, giving each of us the power to choose what we watch, listen to and read.
At the Banco de España, we want people to know who we are and what we do, but how can we compete for attention in such a crowded marketplace? The first step is to speak the same language as our audience: society at large.
Inés Calderón, who leads communications at the Banco de España, sat down with us to talk shop. Join us.

Households and individuals