Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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Competition and financial stability in the fintech era

04/02/2026 José Enrique Gutiérrez

Technological innovation in financial services (known as fintech) is changing the way we manage our finances. Understanding its potential impact on financial stability is a key concern for the Banco de España and other financial supervisors around the world.

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How to use the calendar: use the arrow keys to navigate the calendar. Press the arrows to navigate by days of the month. Press shift and the arrows to navigate by month. Press control and the arrows to navigate by year.

3 results found with the selected filters

imagenes-en-entrada

08/01/2026

How can we measure political polarization in Europe? Series: Focus. Research Videoblog

Marina Diakonova

Political polarization can harm a country’s economy. But can we measure the level of polarization in each country? Is it related to legislative gridlock? We answer these questions by analysing the cases of Spain, Germany, France and Italy in the paper “Political polarization in Europe” by Marina Diakonova, Corinna Ghirelli and Javier J. Pérez.

Plan Estratégico Listado

28/05/2025

The Banco de España is preparing for the future with its new Strategic Plan

Julia Suárez

The Strategic Plan 2030 is intended to drive the Banco de España’s transformation – a transformation needed to face the challenges of an ever-changing environment and adapt to technological progress and new ways of working. This is how we will maintain our position as a leading central bank.

Caras

14/10/2024

The 2024 Nobel Prize: institutional quality boosts economic growth

Enrique Alberola , Carlos Sanz

The 2024 Nobel Prize in Economics has been awarded to Professors Acemoglu, Johnson and Robinson for their work on how the strength of institutions shapes the relative prosperity of nations. Their message is especially relevant today as institutional quality is declining worldwide.