Banco de España - Statistics

Bank lending survey

The Bank Lending Survey is an official quarterly survey that has been conducted in coordination by all the euro area national central banks and the European Central Bank (ECB) since January 2003.

The Survey aims to gain greater knowledge of bank lending conditions in the euro area and, in particular, of developments in banks' supply of loans, thereby complementing the information available on amounts and interest rates.

To this end, the Survey asks a representative group of credit institutions about the changes in their lending policies and perceived demand, distinguishing between three market segments: non-financial corporations, households for house purchase, and households for consumption and other purposes. They are likewise asked about their forecasts for the following three months.

Spain and Euro area results are published by the ECB in the dedicated section for the survey External link. Access to ECB website. Opens in a new window . Detailed results can be consulted in the following link to the ECB Statistical Data Warehouse (SDW) tool External link. Access to ECB SDW tool. Opens in a new window .