Updates for BELab Researchers: Microdata on Loans from CCR and Economic Indicators from Central Balance Sheet Data Office (CIR_CBI). Added 2022 Exercise.

If you’re a researcher and want to work on a project with the microdata from CIR-CBI, you can access loans—operation by operation—granted to legal entities declared to the Central de Información de Riesgos del Banco de España (CIR) by reporting entities. These loans come with a set of economic-financial ratios calculated by the Central de Balances (CB) based on the annual accounts submitted by companies to the Mercantile Registers. The updated available period covers 2016 to 2022.