EURIBOR (official mortgage market reference rate) (March 2019)

Publication of official mortgage market reference rates - EURIBOR, MIBOR, Interest Rate Swap (IRS) and IRR on government bonds with two to six year maturities traded in the secondary market. The aforementioned rates only become official upon publication in the Spanish official gazette. 

The remaining official mortgage market reference rates (average rate on mortgage loans at over 3 years for house purchase extended by MFIs in Spain, and average rate on mortgage loans for house purchase with maturities ranging from 1 to 5 years extended by MFIs in the eurozone) will be updated around the 20th of the current month.

 As from 1 November 2013, the Banco de España has ceased publication of the savings banks’ reference lending rate – CECA indicator – and the average rates on mortgage loans at over 3 years for house purchase extended by banks and savings banks, in compliance with Orden EHA 2899/2011 of 28 October 2011 on transparency and protection of customers of banking services.

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