July 2022 Bank Lending Survey in Spain

July 2022 Bank Lending Survey in Spain

Series: Analytical Articles.

Author: Álvaro Menéndez Pujadas and Maristela Mulino.

Topics: Spain, Monetary policy, Economic situation, Financial analysis.

Full document

July 2022 Bank Lending Survey in Spain (664 KB)


According to the Bank Lending Survey, during 2022 Q2 credit standards and credit terms and conditions tightened slightly, across all market segments, both in Spain and in the euro area. Meanwhile, loan applications declined or rose more moderately in both areas, in almost all segments. All this, against a backdrop of growing uncertainty (with a perception of increased risk) and monetary policy normalisation. This setting has also affected expectations for Q3, with banks expecting the contraction in credit supply to continue and demand to decline in almost all the segments analysed.

Previous Recent developments in fina... Next Results of non-financial co...