Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

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Bank resolution: how to protect the banking system without public bail-outs

12/12/2025 Alberto Concepción González and José María Serena Garralda

Bank resolution aims to efficiently and swiftly resolve failing banks, while protecting customers, public resources and financial stability. Over its ten years of existence, the Single Resolution Mechanism has effectively managed major crises, including the Banco Popular episode.

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How to use the calendar: use the arrow keys to navigate the calendar. Press the arrows to navigate by days of the month. Press shift and the arrows to navigate by month. Press control and the arrows to navigate by year.

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