Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
05/03/2026
The differences between men and women in financial literacy do not depend solely on whether their replies to a survey are right or wrong. Women tend to respond “I don’t know” more frequently. This option, which helps to explain the gender gap in literacy, is also linked to specific financial behaviours and settings.
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29/01/2026
The Distributional Wealth Accounts: a new tool for analysing household wealth and debt
The Distributional Wealth Accounts combine micro data from surveys and national accounts data to provide an overview of Spanish household net wealth. These new statistics are updated quarterly and presented in a user-friendly interactive format.
29/01/2026
Household finances
10/12/2025
Inflation: who wins and who loses? Series: Economy, Monetary policy
Do you know how inflation affects you in your everyday life? Inflation is not just a buzzword for economists: it has a direct impact on your wallet. The best tool to beat inflation (or even turn it to your advantage) is financial education. In this episode of CIENxCIEN, Ana Comellas chats with Galo Nuño, who explains how inflation works, its effects and the measures that can be used to control it.
Household finances
15/10/2025
Small steps add up: the power of financial education Series: Economy
In today’s digital world we’re constantly surrounded by all kinds of financial content: data, trends, advice... So much, in fact, that we can end up feeling overwhelmed or thinking that economics and finance are just for experts. And yet, we are constantly making financial decisions that affect not only our wallets, but the broader economy too. Are we really aware of those choices? How do we make them – and why? And what if we could make better ones? Let’s find out together.
Household finances
05/02/2025
Analysing wealth in Spain: 20 years of the Spanish Survey of Household Finances
How is wealth or home ownership distributed among Spanish households? For the last 20 years the Banco de España’s Spanish Survey of Household Finances has provided rich information on Spanish households’ finances and enabled the analysis of these and many other related questions.
14/05/2024
Why is financial and economic education important? The role of the Banco de España
Financial education seeks to improve the general public’s financial literacy, giving them the tools and information they need to take informed decisions. The Banco de España supports financial education through a range of initiatives targeted at different population groups, bolstering their financial well-being and the stability of the financial system overall.
