Variable interest rate

Definition

A rate that changes over the life of the loan based on the evolution of the index taken as a reference and is usually expressed as the sum of the index and a constant percentage.

Related concepts

• Euribor
• Annual Percentage Rate of Charge (APRC)
• Interest rates of Monetary Financial Institutions
• Reference interest rate
• Fixed interest rate
• Nominal interest rate

Links to data tables

• Interest Rates Tables.

Update date: January 2025