CIENxCIEN (one hundred percent) is a podcast on the latest economic, technological and social developments, brought to you by people working at the Banco de España. We want to throw open our doors and tell you about what we do, how we do it and the impact it has on your day-to-day life.
These down-to-earth yet rigorous podcasts will blend the simplicity of conversations between colleagues with the professionalism of our work in different areas, placing all our expertise at your disposal.
26/11/2025
Do you usually pay for your purchases with cash, a card or directly with your mobile? Do you prefer shopping in physical stores or the convenience of shopping online? Or perhaps you’re one of those who say, when splitting a bill, “I’ll Bizum you”.
Whichever way you prefer to pay, you will discover in this CIENxCIEN episode how means of payment are changing in Spain and how security and convenience are key in every transaction.
Series: Regulation and Supervision, Efectivo
Series: International
Series: Sustainability, Women in Economy
Series: Economy, Inside the Bank
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26/11/2025
From cash to mobiles: How we pay in Spain Series: Regulation and Supervision, Efectivo
Do you usually pay for your purchases with cash, a card or directly with your mobile? Do you prefer shopping in physical stores or the convenience of shopping online? Or perhaps you’re one of those who say, when splitting a bill, “I’ll Bizum you”.
Whichever way you prefer to pay, you will discover in this CIENxCIEN episode how means of payment are changing in Spain and how security and convenience are key in every transaction.
12/11/2025
You don’t install cybersecurity, you train it Series: Innovation and technology
AI developments make it increasingly difficult to distinguish between what’s real and what’s fake. A deepfake, for instance, can be used to impersonate your boss asking you to make a transfer during a video call. Do you think you would notice? In this new episode, we chat with Banco de España experts about the different ways in which the public’s and firms’ cybersecurity can be at risk and about what measures can be taken to protect against digital attacks.
29/10/2025
How can we protect our economy when disaster strikes? Series: Economy, Inside the Bank
Just a year ago, the Valencia flash floods shook Spain and raised doubts about our ability to cope with extreme weather conditions. How can we mitigate the social and material costs? What happens to an economy when devastation hits and cash is damaged? How can the Banco de España help in this kind of natural disasters? Join us in this special episode, dedicated to all the people affected by the floods and those who were part of the surge in solidarity that followed.
15/10/2025
Small steps add up: the power of financial education Series: Economy
In today’s digital world we’re constantly surrounded by all kinds of financial content: data, trends, advice... So much, in fact, that we can end up feeling overwhelmed or thinking that economics and finance are just for experts. And yet, we are constantly making financial decisions that affect not only our wallets, but the broader economy too. Are we really aware of those choices? How do we make them – and why? And what if we could make better ones? Let’s find out together.
01/10/2025
The hidden treasures of the Banco de España Series: Heritage, Inside the Bank
When people think about the treasures the Banco de España keeps within its walls, their first thought is often the gold stored in its vaults. But some riches are not kept underground, as their value lies in being on display for people to enjoy: they are the treasures belonging to our art collection. Join us in getting to know these treasures and explore part of our history with Yolanda Romero, curator of the Banco de España’s heritage and collections. Discover how art and society advance hand in hand.
16/07/2025
The whole truth about the digital euro Series: Innovation and technology, Efectivo
Much of our lives is already in the cloud and we're increasingly making transactions with our mobile devices. So why hasn’t our money gone digital? Imagine money as dependable and secure as euro banknotes and coins, but in a different format: a digital euro. What would that look like? What features would it have?
Few forms of money prompt as many questions – and so much misinformation – as the digital euro. Join us as we uncover the whole truth about this potential digital euro.
02/07/2025
Pride in our workplace Series: Inside the Bank
We spend a large part of our day-to-day life at work and, while it’s a professional setting, we inevitably share a lot about our personal lives. But do we have the freedom to do so without feeling judged or discriminated against because of our sexual orientation or gender identity? We may all be equal under the law, but as a society we’ve still got a lot of learning and understanding to do. So, pull up a chair: diversity affects us all, whether you’re a member of the LGBTI community or not.
18/06/2025
Financial stability, a check-over for the banking sector Series: Economy, Regulation and Supervision
Driving safely means having a reliable and well-maintained car. But the roads need to be good and conditions favourable as well. It’s the same with the banking sector. If a bank is to act as an intermediary (channelling funds from savers to investors) it has to be solvent. But that isn’t enough: is the road – the economy – in good condition? Is there enough financial stability to move forward? Grab your headphones and click to find out!
04/06/2025
What if we speak your language? Series: Inside the Bank
The smartphone revolutionised our relationship with the world, giving each of us the power to choose what we watch, listen to and read.
At the Banco de España, we want people to know who we are and what we do, but how can we compete for attention in such a crowded marketplace? The first step is to speak the same language as our audience: society at large.
Inés Calderón, who leads communications at the Banco de España, sat down with us to talk shop. Join us.
21/05/2025
Just how smart is AI? Series: Innovation and technology
Artificial intelligence is no longer a thing of science fiction novels and films, but part of our everyday lives. From improving medical diagnosis to summarising drawn-out meetings, AI has myriad applications and is perhaps the most rapidly evolving and far-reaching tool in the history of humankind.
Grab your headphones and join us to find out how AI it works and if it really is that smart.
