Series: Occasional Papers. 1909.
Author: Olympia Bover, Laura Hospido and Ernesto Villanueva.
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Abstract
The Survey of Financial Competences (ECF) is a joint initiative of the Banco de España and the Comisión Nacional del Mercado de Valores (CNMV) aimed at measuring the financial
competences of the adult population in Spain. Between 2016 and 2017, information has been
collected for a large sample provided by the National Statistical Institute of randomly selected
individuals, and representative of the whole Spanish population between 18 and 79 years of
age and of each of its regions. This paper provides a detailed description of the most relevant
methodological aspects in the design and implementation of the survey: the sample design,
the questionnaire, the data collection process, the validation of the data, the computation of
weights, and the imputation procedure.