Microdata on Loans from CCR and Economic Indicators from Central Balance Sheet Data Office (CIR_CBI)
The microdata from CIR_CBI constitute a database of company information resulting from combining the loans, transaction by transaction, to legal entities reported to the Central Credit Register of the Banco de España (CIR) by reporting entities, along with a set of economic and financial ratios calculated by the Central Balance Sheet Data Office (CdB) based on the annual accounts submitted by companies to the mercantile registers.
- Data sourceThe data from CIR originate from the information declared in accordance with Banco de España Circular 1/2013 on the Central Credit Register
. The data from the CBI are derived from the mandatory submission of annual financial statements to the mercantile registers, based on the agreement signed between the Banco de España and CORPME. - Unit of analysisNon-financial companies resident in Spain
- FrequencyAnnual
- Period2016 - 2024
- Latest data extractionJanuary 2026
- IdentifierAnonymized internal debtor and loan codes, and anonymized CIF (Tax Identification Number).
- Languages availableSpanish and English
- Data producerBanco de España
- User guideMicrodata on Loans from CCR and Economic Indicators from Central Balance Sheet Data Office (CIR_CBI) CBI
(269 KB) - Sample fileSample File CIR-CBI
(3 KB) - Remote access availableYes
- DOI10.48719/BELab. CIR_CBI_1624_01