AnaCredit is a harmonised database of the European Central Bank (ECB) based on information and records from national credit registers.
The data provided in BELab correspond to the Spanish contribution to AnaCredit and contain granular, transaction-level information, on loans granted by Spanish reporting institutions to legal entities resident and non-resident in Spain.
- Data sourceInformation reported by institutions required to report to Banco de España and submitted to the European Central Bank (ECB) within the framework of AnaCredit (Analytical Credit Datasets), in accordance with Regulation (UE) 2016/867 of the European Central Bank, of 18 May
, on the collection of granular credit and credit risk data (ECB/2016/13). - Unit of analysisLoans to legal entities (non-financial corporations)
- FrequencyAnnual
- Period2018 - 2025
- Latest extractionSeptember 2026
- IdentifierAnonymized internal debtor and loan codes
- Languages availableSpanish and English
- Data producerBanco de España
- User guideMicrodata on Loans to legal persons – AnaCredit
(212 KB) - Sample file Sample_file_AnaCredit
(246 KB) - Remote access availableYes
- DOI10.48719/BELab.ANACREDIT1825_01