BELab provides controlled access to information on loans granted to individuals and reported by reporting institutions to the Banco de España’s Central Credit Register (CIR). The dataset contains highly granular, loan-level information, with 19 attributes describing the main characteristics of both the loans and their borrowers.
- Data sourceBanco de España. Information reported in accordance with Banco de España Circular 1/2013, on the Central Credit Register
. - Unit of analysisLoans to individuals
- FrequencyAnual
- Period2016-2025
- Latest data extractionMay 2026
- Data producerBanco de España
- User guideMicrodata on Loans to individuals (CIR – PF)
(293 KB) - Sample fileCIR-PF sample file
(217 KB) - Possibility of remote accessYes
- DOI10.48719/BELab.CIRPF1625_01