Financing for productive activities

The Banco de España monitors the banking industry’s exposures to the sectors that most contribute to greenhouse gas emissions. These sectors can generate significant banking sector exposure to the transition risk arising from the measures adopted to mitigate climate change, which affect them particularly sharply. The charts show the percentage accounted for by the loans received by the sectors that generate the highest volume of emissions grouped according to their NACE classification, and the performance over time.


Category	AGRICULTURE, FORESTRY AND FISHING	MANUFACTURING	ELECTRICITY, GAS, STEAM AND AIR CONDITIONING SUPPLY	WATER SUPPLY, SEWERAGE, WASTE MANAGEMENT AND REMEDIATION ACTIVITIES	WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES	TRANSPORTATION AND STORAGE	REST OF PRODUCTIVE ACTIVITIES
Dec-2017	20330	73649	27671	4855	75018	34223	355869
Dec-2018	21217	76374	22643	4905	76128	33971	310359
Dec-2019	21428	75130	21783	4170	79179	34007	299072
Dec-2020	22285	81147	22948	4191	86856	39135	318599
Dec-2021	22946	80235	23312	3924	85608	41290	313783
Dec-2022	22572	83399	22502	4932	88764	37727	249104


Category	AGRICULTURE, FORESTRY AND FISHING	MANUFACTURING	ELECTRICITY, GAS, STEAM AND AIR CONDITIONING SUPPLY	WATER SUPPLY, SEWERAGE, WASTE MANAGEMENT AND REMEDIATION ACTIVITIES	WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES	TRANSPORTATION AND STORAGE	REST OF PRODUCTIVE SECTORS
Dec-2017	100	100	100	100	100	100	100
Dec-2018	104	104	82	101	101	99	87
Dec-2019	105	102	79	86	106	99	84
Dec-2020	110	110	83	86	116	114	90
Dec-2021	113	109	84	81	114	121	88
Dec-2022	111	113	81	102	118	110	70