Liquidity and Financing Indicators: Change in the Coverage of Loans to Households – Other Purposes

A change has been introduced in the coverage of “Loans to Households – Other Purposes.”

The April 2026 data for loans to households and NPISHs (Non-Profit Institutions Serving Households) for other purposes reflect the implementation of Circular 1/2025, as announced in the Financial Institutions Statistics section (see Announcement). This change affects the following tables:

“Financing Indicators for Non-Financial Sectors” (Table 3.19)

“Financing Indicators for Households and NPISHs” (Table 3.21)

The category “advances other than loans”, defined as short-term financial assets that do not accrue interest and involve negligible credit risk—including interest-free salary advances and pension advances—will no longer be included in the instrument “Loans to Households – Other Purposes” and will instead be recorded under “Other Assets.”

This change is reflected in both the outstanding amounts and the transactions reported from April 2026 onwards.

For the calculation of growth rates and contributions to the overall growth rate from April 2026, since these are year-on-year measures, an adjustment has been made to exclude the aforementioned category starting from April 2025. This is because the rates are calculated as the sum of net transactions (net financing received) over the previous twelve months relative to the outstanding amount observed one year earlier (see Methodological Note on Liquidity and Financing Indicators).

The April 2025 outstanding amount used as the base for rate calculations has therefore also been adjusted and differs from the figure shown in Table 3.21. Consequently, if net transactions were calculated from the reported outstanding amounts and growth rates, an incorrect value would be obtained for the months from April 2026 through March 2027.