Series: Analytical Articles.
Author: Álvaro Menéndez Pujadas and Maristela Mulino.
Topics: Monetary policy, Spain, Economic situation, Financial analysis.
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Summary
According to the Bank Lending Survey, during 2021 Q4 credit standards tightened slightly in Spain, while remaining virtually unchanged in most segments in the euro area. The terms and conditions applied to new loans did not change significantly in either of the two areas, the sole exception being those applied in Spain to the loans to households for house purchase segment, which eased slightly. Loan applications increased moderately in both Spain and the euro area, across almost all segments, in keeping with the recovery in economic activity.