Series: Analytical Articles.
Author: Álvaro Menéndez Pujadas and Maristela Mulino.
Topics: Economic situation | Monetary policy | Spain | Financial analysis.
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Abstract
According to the Bank Lending Survey, during 2021 Q1 the loan supply contracted slightly once again in almost all segments both in Spain and in the euro area, which is linked to banks’ heightened risk perceptions. Loan applications slipped across the board in the two areas. Banks consider that monetary policy measures generally continued to contribute to improving their financial situation and prompted an easing of the terms and conditions on new loans and an increase in lending volumes.