Series: Occasional Papers. 2510.
Author: Isabel Alcalde and Patricia Stupariu
Financial education
- Survey of Financial Competences
- Financial risks
- Health, education and welfare
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Abstract
Financial education during childhood and the first stages of formal education is particularly relevant today, given that access to money and financial products occurs at an increasingly early age. This article analyses the challenges and key aspects for the design of financial education programmes for children and young people.
The topics addressed include the importance of aligning contents with students’ cognitive abilities, the importance of developing responsible attitudes and behaviours towards financial matters and the need to strengthen financial education in the school curriculum. In addition, we present results from an analysis based on the Survey of Financial Competences carried out by the Banco de España, regarding the relationship between financial knowledge, socio-demographic characteristics and financial education of the population.