Situación y perspectivas económicas en España y en el área del euro

Intervención del gobernador en el IV Observartorio de las Finanzas El Español-Invertia

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La educación como motor de crecimiento y reducción de la desigualdad

Intervención del gobernador en el Foro "Jóvenes en perspectiva" de FAD Juventud

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El papel de los economistas en la valoración social y la formulación de las políticas públicas

Entrega al gobernador de la distinción Colegiado de Honor del Colegio de Economistas de Madrid

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Conoce el Banco de España

Agenda

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A closer look at…

10 years of the <abbr xml:lang='en' lang='en' title='Single Supervisory Mechanism'>SSM</abbr>

10 years of the SSM

10 years ago, the European Central Bank and the national competent authorities of the European Union countries participating in the banking union adopted a single financial supervision system, the Single Supervisory Mechanism (SSM).

Its main aims are to ensure the safety and soundness of the European banking system and to increase financial integration and stability in Europe.

It is the first step towards the so-called “banking union”, of which the Single Resolution Mechanism also forms part, and which is expected to be completed with a harmonised deposit guarantee system.

 

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Latest data

ECB indicators. Latest monetary policy decision: 7.03.2024

Main refinancing operations

4.50%

Effective: 20.09.2023

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Marginal lending facility

4.75%

Effective: 20.09.2023

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Deposit facility

4.00%

Effective: 20.09.2023

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One-year Euribor

3.671 %

Mortgages ref 03/2024

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