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Banks, savings banks and credit co-operatives: lending interest rates

The interest rates that were coming being published in these pages were deriving from the obligations established for the entities in the Circular 8/1990 from Banco de España of September 7, on transparency of operations and protection of the client. The above mentioned Circular has been repealed by the Circular 5/2012 of June 27, on transparency in banking services and responsibility in lending (BOE of July 6), that has come into force on October 6, 2012.

Therefore, the interest rates included in these pages are those communicated by the entities of conformity with what was established by the repealed Circular 8/1990.

The interest rates or surcharges applicable to the tacit overdrafts in accounts of deposits or exceeded tacit in those of credits, to be published by the entities in accordance with the provisions of the new Circular 5/2012, are available at http://www.bde.es/bde/en/secciones/servicios/Particulares_y_e/Tarifas_de_comis/Tipos_de_interes_y_comisiones.html.

• BANKS
• SAVINGS BANKS
• CREDIT CO-OPERATIVES