Legislation

National legislation translated into English

Unofficial translations of the basic rules governing the Banco de España and Spanish credit institutions.

• Law 13/1994, of 1 June, of Autonomy of the Banco de España  (Official State Gazette of 2 June)  (297 KB)
• Law 26/1988, of 29 July. Discipline and intervention of credit institutions (Official State Gazette of 30 July). Correction of errors of 4 August 1989.  (190 KB)
• Royal Decree 1245/1995, of 14 July. The formation of banks, cross-border activity and other issues relating to the legal regime for credit institutions (Official State Gazette of 31 July):  (114 KB)
• Law 31/1985, of 2 August. Regulation of basic rules on governing bodies of savings banks (Official State Gazette of 9 August). Correction of errors of 27 March 1986.  (99 KB)
• Royal Decree 692/1996, of 26 April. Legal framework for financial credit entities (Official State Gazette of 24 May).  (76 KB)
• Law 13/1989, of 26 May. Credit co-operatives (Official State Gazette of 31 May).  (45 KB)
• Circular no. 4/2004, of 22 December. Credit institutions public and confidential financial reporting rules and formats  (1 MB). Annex I-II-III  (159 KB), Annex IV-V-VI  (3 MB) Annex VII-VIII-IX  (801 KB)
• Law 5/2005, of  22 April, on the supervision of financial conglomerates  (65 KB)
• Royal Decree 1332/2005, of 11 November, implementing Law 5/2005, on the supervision of financial conglomerates.  (85 KB)
• Law 9/2012 of 14 November 2012 on credit institution restructuring and resolution  (532 KB)