Banking Supervision

The Banco de España supervises solvency and compliance with the specific regulations of the institutions that it is responsible for supervising.

The supervision model is based on four elements:

• Effective and prudent regulation, with rules for accessing and carrying out the activity.
• Continuous supervision of financial institutions, with receipt and analysis of periodic information and on-site inspections.
• Corrective measures: Requirements and recommendations, restructuring plans; intervention or replacement of directors.
• A disciplinary and sanctioning system which covers institutions and their directors.

This sections offers information on the Bank's supervisory framework and the regulations or criteria for supervision, among other information.