Statistics

Bank Lending Survey

The Bank Lending Survey is an official quarterly survey that has been conducted in coordination by all the euro area national central banks and the European Central Bank (ECB) since January 2003.

The Survey aims to gain greater knowledge of bank lending conditions in the euro area and, in particular, of developments in banks' supply of loans, thereby complementing the information available on amounts and interest rates.

To this end, the Survey asks a representative group of credit institutions about the changes in their lending policies and perceived demand, distinguishing between three market segments: non-financial corporations, households for house purchase, and households for consumption and other purposes. They are likewise asked about their forecasts for the following three months.

Aggregate results for the euro area are regularly published on the ECB website. This page includes those for the participating Spanish institutions.

Table of contents

    1 - Bank Lending Survey. Net percentage

    • 1.1 - Changes in bank's credit standards for approving loans or credit lines to enterprises (questions 1 and 8) PDF File. Table 1.1. Opens in a new window Excel file. Time series of  1.1 CSV file. Time series of table 1.1
    • 1.2 - Contribution of different factors to changes in credit standards for approving loans or credit lines to enterprises ("Overall"; question 2) PDF File. Table 1.2. Opens in a new window Excel file. Time series of  1.2 CSV file. Time series of table 1.2
    • 1.3 - Contribution of different factors to changes in credit standards for approving loans or credit lines to small and medium-sized enterprises (question 2) PDF File. Table 1.3. Opens in a new window Excel file. Time series of  1.3 CSV file. Time series of table 1.3
    • 1.4 - Contribution of different factors to changes in credit standards for approving loans or credit lines to large enterprises (question 2) PDF File. Table 1.4. Opens in a new window Excel file. Time series of  1.4 CSV file. Time series of table 1.4
    • 1.5 - Changes in terms and conditions for loans or credit lines to enterprises ("Overall"; question 3) PDF File. Table 1.5. Opens in a new window Excel file. Time series of  1.5 CSV file. Time series of table 1.5
    • 1.6 - Changes in terms and conditions for loans or credit lines to small and medium-sized enterprises (question 3) PDF File. Table 1.6. Opens in a new window Excel file. Time series of  1.6 CSV file. Time series of table 1.6
    • 1.7 - Changes in terms and conditions for loans or credit lines to large enterprises (question 3) PDF File. Table 1.7. Opens in a new window Excel file. Time series of  1.7 CSV file. Time series of table 1.7
    • 1.8 - Contribution of different factors to changes in conditions for loans or credit lines to non-financial corporations (question 4) PDF File. Table 1.8. Opens in a new window Excel file. Time series of  1.8 CSV file. Time series of table 1.8
    • 1.9 - Changes in demand for loans or credit lines to enterprises, apart from normal seasonal fluctuations (questions 6 and 9) PDF File. Table 1.9. Opens in a new window Excel file. Time series of  1.9 CSV file. Time series of table 1.9
    • 1.10 - Contribution of different factors to changes in the demand for loans or credit lines to enterprises ('Overall'; question 7) PDF File. Table 1.10. Opens in a new window Excel file. Time series of  1.10 CSV file. Time series of table 1.10
    • 1.11 - Changes in credit standars for approving loans to households (questions 10 and 21) PDF File. Table 1.11. Opens in a new window Excel file. Time series of  1.11 CSV file. Time series of table 1.11
    • 1.12a - Contribution of different factors to changes in credit standards for approving loans to households. Loans for house purchase (questions 11 and 14) PDF File. Table 1.12a. Opens in a new window Excel file. Time series of  1.12a CSV file. Time series of table 1.12a
    • 1.12b - Contribution of different factors to changes in credit standards for approving loans to households. Consumer credit and other lending (questions 11 and 14) PDF File. Table 1.12b. Opens in a new window Excel file. Time series of  1.12b CSV file. Time series of table 1.12b
    • 1.13a - Changes in terms and conditions for loans to households. Loans for house purchase (question 12 and 15) PDF File. Table 1.13a. Opens in a new window Excel file. Time series of  1.13a CSV file. Time series of table 1.13a
    • 1.13b - Changes in terms and conditions for loans to households. Consumer credit and other lending (question 12 and 15) PDF File. Table 1.13b. Opens in a new window Excel file. Time series of  1.13b CSV file. Time series of table 1.13b
    • 1.14 - Contribution of different factors to changes in conditions for loans or credit lines to households for house purchase (question 13) PDF File. Table 1.14. Opens in a new window Excel file. Time series of  1.14 CSV file. Time series of table 1.14
    • 1.15 - Contribution of different factors to changes in conditions for loans or credit lines to households for consumer credit and other lending (question 16) PDF File. Table 1.15. Opens in a new window Excel file. Time series of  1.15 CSV file. Time series of table 1.15
    • 1.16 - Changes in demand for loans to households, apart from normal seasonal fluctuations (questions 18 and 22) PDF File. Table 1.16. Opens in a new window Excel file. Time series of  1.16 CSV file. Time series of table 1.16
    • 1.17a - Contribution of different factors to changes in the demand for loans to households. Loans for house purchase (questions 19 and 20) PDF File. Table 1.17a. Opens in a new window Excel file. Time series of  1.17a CSV file. Time series of table 1.17a
    • 1.17b - Contribution of different factors to changes in the demand for loans to households. Consumer credit and other lending (questions 19 and 20) PDF File. Table 1.17b. Opens in a new window Excel file. Time series of  1.17b CSV file. Time series of table 1.17b
    • 1.18 - Changes in the proportion of loan applications rejected outright (questions 5 and 17) PDF File. Table 1.18. Opens in a new window Excel file. Time series of  1.18 CSV file. Time series of table 1.18
    • Series temporales del capítulo 1 en formato comprimido ZIP file. Time series of chapter 1

    2 - Bank Lending Survey. Diffusion index

    • 2.1 - Changes in bank's credit standards for approving loans or credit lines to enterprises (questions 1 and 6) PDF File. Table 2.1. Opens in a new window Excel file. Time series of  2.1 CSV file. Time series of table 2.1
    • 2.2 - Contribution of different factors to changes in credit standards for approving loans or credit lines to enterprises ("Overall"; question 2) PDF File. Table 2.2. Opens in a new window Excel file. Time series of  2.2 CSV file. Time series of table 2.2
    • 2.3 - Contribution of different factors to changes in credit standards for approving loans or credit lines to small and medium-sized enterprises (question 2) PDF File. Table 2.3. Opens in a new window Excel file. Time series of  2.3 CSV file. Time series of table 2.3
    • 2.4 - Contribution of different factors to changes in credit standards for approving loans or credit lines to large enterprises (question 2) PDF File. Table 2.4. Opens in a new window Excel file. Time series of  2.4 CSV file. Time series of table 2.4
    • 2.5 - Changes in terms and conditions for loans or credit lines to enterprises ("Overall"; question 3) PDF File. Table 2.5. Opens in a new window Excel file. Time series of  2.5 CSV file. Time series of table 2.5
    • 2.6 - Changes in terms and conditions for loans or credit lines to small and medium-sized enterprises (question 3) PDF File. Table 2.6. Opens in a new window Excel file. Time series of  2.6 CSV file. Time series of table 2.6
    • 2.7 - Changes in terms and conditions for loans or credit lines to large enterprises (question 3) PDF File. Table 2.7. Opens in a new window Excel file. Time series of  2.7 CSV file. Time series of table 2.7
    • 2.8 - Contribution of different factors to changes in conditions for loans or credit lines to non-financial corporations (question 4) PDF File. Table 2.8. Opens in a new window Excel file. Time series of  2.8 CSV file. Time series of table 2.8
    • 2.9 - Changes in demand for loans or credit lines to enterprises, apart from normal seasonal fluctuations (questions 6 and 9) PDF File. Table 2.9. Opens in a new window Excel file. Time series of  2.9 CSV file. Time series of table 2.9
    • 2.10 - Contribution of different factors to changes in the demand for loans or credit lines to enterprises ('Overall'; question 7) PDF File. Table 2.10. Opens in a new window Excel file. Time series of  2.10 CSV file. Time series of table 2.10
    • 2.11 - Changes in credit standars for approving loans to households (questions 10 and 21) PDF File. Table 2.11. Opens in a new window Excel file. Time series of  2.11 CSV file. Time series of table 2.11
    • 2.12a - Contribution of different factors to changes in credit standards for approving loans to households. Loans for house purchase (questions 11 and 14) PDF File. Table 2.12a. Opens in a new window Excel file. Time series of  2.12a CSV file. Time series of table 2.12a
    • 2.12b - Contribution of different factors to changes in credit standards for approving loans to households. Consumer credit and other lending (questions 11 and 14) PDF File. Table 2.12b. Opens in a new window Excel file. Time series of  2.12b CSV file. Time series of table 2.12b
    • 2.13a - Changes in terms and conditions for loans to households. Loans for house purchase (question 12 and 15) PDF File. Table 2.13a. Opens in a new window Excel file. Time series of  2.13a CSV file. Time series of table 2.13a
    • 2.13b - Changes in terms and conditions for loans to households. Consumer credit and other lending (question 12 and 15) PDF File. Table 2.13b. Opens in a new window Excel file. Time series of  2.13b CSV file. Time series of table 2.13b
    • 2.14 - Contribution of different factors to changes in conditions for loans or credit lines to households for house purchase (question 13) PDF File. Table 2.14. Opens in a new window Excel file. Time series of  2.14 CSV file. Time series of table 2.14
    • 2.15 - Contribution of different factors to changes in conditions for loans or credit lines to households for consumer credit and other lending (question 16) PDF File. Table 2.15. Opens in a new window Excel file. Time series of  2.15 CSV file. Time series of table 2.15
    • 2.16 - Changes in demand for loans to households, apart from normal seasonal fluctuations (questions 18 and 22) PDF File. Table 2.16. Opens in a new window Excel file. Time series of  2.16 CSV file. Time series of table 2.16
    • 2.17a - Contribution of different factors to changes in the demand for loans to households. Loans for house purchase (questions 19 and 20) PDF File. Table 2.17a. Opens in a new window Excel file. Time series of  2.17a CSV file. Time series of table 2.17a
    • 2.17b - Contribution of different factors to changes in the demand for loans to households. Consumer credit and other lending (questions 19 and 20) PDF File. Table 2.17b. Opens in a new window Excel file. Time series of  2.17b CSV file. Time series of table 2.17b
    • 2.18 - Changes in the proportion of loan applications rejected outright (questions 5 and 17) PDF File. Table 2.18. Opens in a new window Excel file. Time series of  2.18 CSV file. Time series of table 2.18
    • Series temporales del capítulo 2 en formato comprimido ZIP file. Time series of chapter 2