CIENxCIEN (one hundred percent) is a podcast on the latest economic, technological and social developments, brought to you by people working at the Banco de España. We want to throw open our doors and tell you about what we do, how we do it and the impact it has on your day-to-day life.
These down-to-earth yet rigorous podcasts will blend the simplicity of conversations between colleagues with the professionalism of our work in different areas, placing all our expertise at your disposal.
08/04/2026
Is crypto just a technological playground or the future of financial assets? How is the digital euro different from a stablecoin? And why did Facebook try to create its own currency? We’ll explain what crypto-assets are and, with María Molero, Lucas García and Diego Hernández, explore what they can offer investors, what they mean for the financial markets and how their regulation has been designed.
Series: Innovation and technology
Series: International
International trade
Series: Sustainability, Women in Economy
Climate change and green transition
Series: Economy, Inside the Bank
Banco de España
27 results found with the selected filters
08/04/2026
Financial institutions, Banks
25/02/2026
From pen and paper to app: banking supervision in the data era Series: Regulation and Supervision
How does a bank make the change from pen and paper to algorithms to analyse customers’ ability to pay? What does the average household have to do with the broad economy? And how does Banking Supervision monitor that it all works as it should? Everything you always wanted to know and were never told about banking risk, digitalisation or the ubiquitous stress tests, clearly (and very concisely) explained by Antonio Morillo.
Financial institutions, Banks
10/02/2026
Financial institutions, Banks
04/02/2026
Competition and financial stability in the fintech era
Technological innovation in financial services (known as fintech) is changing the way we manage our finances. Understanding its potential impact on financial stability is a key concern for the Banco de España and other financial supervisors around the world.
09/01/2026
Financial institutions, Banks
15/12/2025
Financial institutions, Banks
02/10/2025
Financial institutions, Banks
19/08/2025
Financial institutions, Banks
18/06/2025
Financial stability, a check-over for the banking sector Series: Economy, Regulation and Supervision
Driving safely means having a reliable and well-maintained car. But the roads need to be good and conditions favourable as well. It’s the same with the banking sector. If a bank is to act as an intermediary (channelling funds from savers to investors) it has to be solvent. But that isn’t enough: is the road – the economy – in good condition? Is there enough financial stability to move forward? Grab your headphones and click to find out!
Financial institutions, Banks
27/05/2025
The financial position of Spanish households, non-financial corporations and banks has fared favourably, while that of general government is more vulnerable. According to our latest Financial Stability Report, geopolitical tensions and the possibility of sudden, sharp corrections in the financial markets are the main risks to financial stability.
