CIENxCIEN (one hundred percent) is a podcast on the latest economic, technological and social developments, brought to you by people working at the Banco de España. We want to throw open our doors and tell you about what we do, how we do it and the impact it has on your day-to-day life.
These down-to-earth yet rigorous podcasts will blend the simplicity of conversations between colleagues with the professionalism of our work in different areas, placing all our expertise at your disposal.
24/07/2026
We handle banknotes all the time, yet we seldom pause to think about what lies behind – and within – them. In this episode we discover how today’s banknotes are designed, through a process that combines art, technology, science and even psychology to create something as familiar as it is indispensable. Because a banknote is not defined by its face value alone: it also stands for trust, identity, and much more besides.
Series: Economy
Series: International
Series: Sustainability, Women in Economy
Series: Economy, Inside the Bank
30 results found with the selected filters
06/07/2026
Financial institutions, Banks
06/05/2026
How to complain when your bank leaves you on ‘read’ Series: Regulation and Supervision, Inside the Bank
We interact with our banks on an almost daily basis, and in such a close relationship, it’s natural for disputes to arise sometimes. But do you know when, how and why you can make a complaint to your bank? Join us as Nieves Prieto tells us about the stories and people behind past complaints and the role played by the Banco de España, which offers the public a one-to-one complaints service.
Financial institutions, Banks
08/04/2026
Financial institutions, Banks
25/02/2026
From pen and paper to app: banking supervision in the data era Series: Regulation and Supervision
How does a bank make the change from pen and paper to algorithms to analyse customers’ ability to pay? What does the average household have to do with the broad economy? And how does Banking Supervision monitor that it all works as it should? Everything you always wanted to know and were never told about banking risk, digitalisation or the ubiquitous stress tests, clearly (and very concisely) explained by Antonio Morillo.
Financial institutions, Banks
10/02/2026
Financial institutions, Banks
04/02/2026
Competition and financial stability in the fintech era
Technological innovation in financial services (known as fintech) is changing the way we manage our finances. Understanding its potential impact on financial stability is a key concern for the Banco de España and other financial supervisors around the world.
09/01/2026
Financial institutions, Banks
15/12/2025
Financial institutions, Banks
02/10/2025
Financial institutions, Banks
19/08/2025
Financial institutions, Banks
