CIENxCIEN (one hundred percent) is a podcast on the latest economic, technological and social developments, brought to you by people working at the Banco de España. We want to throw open our doors and tell you about what we do, how we do it and the impact it has on your day-to-day life.
These down-to-earth yet rigorous podcasts will blend the simplicity of conversations between colleagues with the professionalism of our work in different areas, placing all our expertise at your disposal.
05/06/2026
Durante mucho tiempo hemos hablado de sostenibilidad como si fuese una etiqueta, algo que se consigue y en torno a lo que construir un relato. Pero ¿y si en realidad fuese otra cosa? ¿Y si fuese un activo clave para generar valor, mejorar la eficiencia y garantizar el futuro?
Series: Sustainability, Inside the Bank
Series: International
International trade
Series: Sustainability, Women in Economy
Climate change and green transition
Series: Economy, Inside the Bank
Banco de España
8 results found with the selected filters
26/05/2026
Financial inclusion of immigrants: the banking barrier for those in an irregular situation
Financial inclusion is a key part of immigrants’ integration. Overall, there is no significant financial inclusion gap between immigrants and the Spanish-born population. The exception is immigrants in an irregular situation, for whom opening a bank account is often an insurmountable barrier, leaving them financially excluded.
09/03/2026
Women don't ask (and don't get) and other gender biases at work Series: Women in Economy
Would your work be valued the same if you were a woman instead of a man? What about the other way round? Are parts of your career shaped less by talent and more by gender? In this episode of CIENxCIEN, the Banco de España lifts the lid on the invisible prejudices at work, exploring how gender biases still drive opportunities, risks and appraisals. We need to change the score, not the orchestra, if we want to make the music sing.
Inequality
10/12/2025
Inflation: who wins and who loses? Series: Economy, Monetary policy
Do you know how inflation affects you in your everyday life? Inflation is not just a buzzword for economists: it has a direct impact on your wallet. The best tool to beat inflation (or even turn it to your advantage) is financial education. In this episode of CIENxCIEN, Ana Comellas chats with Galo Nuño, who explains how inflation works, its effects and the measures that can be used to control it.
Inequality
02/07/2025
Pride in our workplace Series: Inside the Bank
We spend a large part of our day-to-day life at work and, while it’s a professional setting, we inevitably share a lot about our personal lives. But do we have the freedom to do so without feeling judged or discriminated against because of our sexual orientation or gender identity? We may all be equal under the law, but as a society we’ve still got a lot of learning and understanding to do. So, pull up a chair: diversity affects us all, whether you’re a member of the LGBTI community or not.
Inequality
11/02/2025
The growth of online banking and how to mitigate the risks of financial exclusion
The use of online banking is becoming increasingly widespread and the digital divide across age groups is showing signs of narrowing. But for some people (particularly the elderly), the digitalisation of banking services and branch closures can be a stumbling block to doing their banking and getting hold of cash.
03/09/2024
Inflation affects us all differently. What determines how each of us feels the squeeze?
We all feel the squeeze of inflation, but some feel the pinch more than others. Inflation affects us through different channels that impact our ability to save. Drawing on a rich dataset, we find that in 2021 both the level of labour income and, above all, age explain how inflation affects different Spanish households differently.
