CIENxCIEN Podcast

CIENxCIEN (one hundred percent) is a podcast on the latest economic, technological and social developments, brought to you by people working at the Banco de España. We want to throw open our doors and tell you about what we do, how we do it and the impact it has on your day-to-day life.

These down-to-earth yet rigorous podcasts will blend the simplicity of conversations between colleagues with the professionalism of our work in different areas, placing all our expertise at your disposal.

How to complain when your bank leaves you on ‘read’

06/05/2026 Nieves Prieto

We interact with our banks on an almost daily basis, and in such a close relationship, it’s natural for disputes to arise sometimes. But do you know when, how and why you can make a complaint to your bank? Join us as Nieves Prieto tells us about the stories and people behind past complaints and the role played by the Banco de España, which offers the public a one-to-one complaints service.

Series: Regulation and Supervision, Inside the Bank

Highlights

Can tariffs change the world?

06/05/2025

Javier Pérez

The import tariffs that the United States is imposing are shaking markets and the global economy. Could tariffs be a game changer?
In recent decades every economy in the world has grown thanks to globalisation. But inequalities have increased in the most developed countries, creating a sense of injustice in some.
Grab your headphones and find out where the United States’ true hegemonic power resides.

Series: International

International trade

What’s the cost of not being sustainable?

01/04/2025

Soledad Núñez

Imagine that, instead of living 50 more years, you were to live 200 more. Or even 500. Do you think you would use your resources as you do now, or would you rather keep a little more for tomorrow? That is what living sustainably is about: concerning ourselves not only with our own needs today but also with the needs of future generations. If you believe it would be very costly to create a sustainable world, you have no idea how expensive it would be to carry on with our unsustainable one.

Series: Sustainability, Women in Economy

Climate change and green transition

Step inside the Banco de España

14/01/2025

José Luis Escrivá (Governor)

In the very first episode of the CIENxCIEN podcast, join Governor José Luis Escrivá as you step through the doors of the Banco de España to discover the many roles we play.
We will leverage his extensive career to explore the differences between the Banco de España and other national and international organisations and reflect on how the Bank has changed over the last 40 years.
Are you ready? Grab your headphones and step inside the Banco de España!

Series: Economy, Inside the Bank

Banco de España

All episodes

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Subhome

05/03/2026

What does responding “I don't know” say about your gender and your financial literacy and behaviour?

Laura Hospido and Margarita Machelett

The differences between men and women in financial literacy do not depend solely on whether their replies to a survey are right or wrong. Women tend to respond “I don’t know” more frequently. This option, which helps to explain the gender gap in literacy, is also linked to specific financial behaviours and settings.

Survey of Financial Competences

episodio 13

15/10/2025

Small steps add up: the power of financial education Series: Economy

Roberto España

In today’s digital world we’re constantly surrounded by all kinds of financial content: data, trends, advice... So much, in fact, that we can end up feeling overwhelmed or thinking that economics and finance are just for experts. And yet, we are constantly making financial decisions that affect not only our wallets, but the broader economy too. Are we really aware of those choices? How do we make them – and why? And what if we could make better ones? Let’s find out together.

Survey of Financial Competences