CIENxCIEN Podcast

CIENxCIEN (one hundred percent) is a podcast on the latest economic, technological and social developments, brought to you by people working at the Banco de España. We want to throw open our doors and tell you about what we do, how we do it and the impact it has on your day-to-day life.

These down-to-earth yet rigorous podcasts will blend the simplicity of conversations between colleagues with the professionalism of our work in different areas, placing all our expertise at your disposal.

The library’s (special) value: facts vs falsehoods

11/02/2026 Celia Álvaro , Patricio Cerro

Did you know that what is often considered the very first piece of fake news claimed there were people living on the Moon? Misinformation is nothing new and although we may no longer fall for stories like this one from 1835, we are still surrounded by false claims dressed up to sound convincing. So how do we cut through them? Welcome to the Library, a place where every resource is chosen with care and packaged with a sprinkle of critical thinking. Just what we need to get our bearings.

Series: Inside the Bank

Highlights

Can tariffs change the world?

06/05/2025

Javier Pérez

The import tariffs that the United States is imposing are shaking markets and the global economy. Could tariffs be a game changer?
In recent decades every economy in the world has grown thanks to globalisation. But inequalities have increased in the most developed countries, creating a sense of injustice in some.
Grab your headphones and find out where the United States’ true hegemonic power resides.

Series: International

What’s the cost of not being sustainable?

01/04/2025

Soledad Núñez

Imagine that, instead of living 50 more years, you were to live 200 more. Or even 500. Do you think you would use your resources as you do now, or would you rather keep a little more for tomorrow? That is what living sustainably is about: concerning ourselves not only with our own needs today but also with the needs of future generations. If you believe it would be very costly to create a sustainable world, you have no idea how expensive it would be to carry on with our unsustainable one.

Series: Sustainability, Women in Economy

Step inside the Banco de España

14/01/2025

José Luis Escrivá (Governor)

In the very first episode of the CIENxCIEN podcast, join Governor José Luis Escrivá as you step through the doors of the Banco de España to discover the many roles we play.
We will leverage his extensive career to explore the differences between the Banco de España and other national and international organisations and reflect on how the Bank has changed over the last 40 years.
Are you ready? Grab your headphones and step inside the Banco de España!

Series: Economy, Inside the Bank

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foto episodio 15

12/11/2025

You don’t install cybersecurity, you train it Series: Innovation and technology

Mariano González , Irene Álvarez , Carmen Bacaicoa

AI developments make it increasingly difficult to distinguish between what’s real and what’s fake. A deepfake, for instance, can be used to impersonate your boss asking you to make a transfer during a video call. Do you think you would notice? In this new episode, we chat with Banco de España experts about the different ways in which the public’s and firms’ cybersecurity can be at risk and about what measures can be taken to protect against digital attacks.

Innovation and R&D

PREMIO NOBEL 2026 LISTADO

13/10/2025

The 2025 Nobel Prize in Economics: how technological innovation drives economic growth

Enrique Alberola

The 2025 Nobel Prize in Economics has been awarded to Professors Mokyr, Aghion and Howitt. Their analysis explains why economic growth only took off after the industrial revolution. The resulting social and economic environment prompted a cascade of innovations and speeded up growth. A timely award just when that environment seems to be changing.

Innovation and R&D

Imagen capitulo 7

21/05/2025

Just how smart is AI? Series: Innovation and technology

Mónica Molés Ramos

Artificial intelligence is no longer a thing of science fiction novels and films, but part of our everyday lives. From improving medical diagnosis to summarising drawn-out meetings, AI has myriad applications and is perhaps the most rapidly evolving and far-reaching tool in the history of humankind.
Grab your headphones and join us to find out how AI it works and if it really is that smart.

Innovation and R&D

Tecnobilletes_subhome

12/05/2025

Traditional, but indispensable and cutting-edge. How much tech is packed into a banknote?

Fernando León , Raquel Pantoja , Cristina García , Miguel López

Cash is still essential in the digital age. Banknotes – from their design to production – incorporate the latest technology to be more secure, durable and sustainable. They are high-tech industrial products that are constantly being enhanced. At the Banco de España, we help design the banknotes of the future.

Innovation and R&D

mundo-sandbox-CMA-subhome

29/10/2024

Sandbox: the testing environment for financial innovation

Concepción Fernández Zamanillo , Carolina Toloba Gómez

To help the financial sector go digital, regulators have set up testing environments or sandboxes for innovative technological solutions. A sandbox allows supervisors and project promoters to work together in a controlled setting, where both can learn and gain significant benefits.

Innovation and R&D

Pagos_movil

21/03/2024

Bizum and the success of instant credit transfers in Spain

Rosa Mª Martín

The digitalisation of the economy has transformed how we communicate, consume and pay, increasing demand for instant payment services that are available 24/7. With instant credit transfers accounting for over 50% of all transactions processed, Spain is spearheading the global surge in the use of this payment method.

Innovation and R&D