Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

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A world without cash: utopia or dystopia?

28/07/2026 Mª José Fernández Lupiáñez and Félix Redondo Gaitón

Can you imagine a world without banknotes and coins? While such a future is not inconceivable, it is by no means imminent. Yet some believe cash has its days numbered. But could it really be nearing an end? And if so, would it necessarily be a good thing, or could it prove a misstep? The coexistence of physical and digital forms of money allows people to choose what best suits each situation.

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31/07/2026

International investment position, External debt

30/06/2026

International investment position, External debt

29/05/2026

International investment position, External debt

30/04/2026

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31/03/2026

International investment position, External debt

27/02/2026

International investment position, External debt

30/01/2026

International investment position, External debt

30/12/2025

International investment position, External debt