Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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Advancing towards the future of our money: the digital euro

20/11/2025 Juan Ayuso (Director General Operations, Markets and Payment Systems)

Why all the talk about the digital euro? Since 2021 the Eurosystem has been working on a digital version of the euro, so the public can enjoy the benefits of cash in their digital payments. The Governing Council of the ECB has decided to move to the next phase of the project. You may be wondering what the digital euro means for you.

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How to use the calendar: use the arrow keys to navigate the calendar. Press the arrows to navigate by days of the month. Press shift and the arrows to navigate by month. Press control and the arrows to navigate by year.

How to use the calendar: use the arrow keys to navigate the calendar. Press the arrows to navigate by days of the month. Press shift and the arrows to navigate by month. Press control and the arrows to navigate by year.

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Subhome_retos

19/09/2025

Spain’s regulatory complexity: a drag on business and economic growth Series: Challenges for the Spanish economy

Juan S. Mora-Sanguinetti

The quality of the regulatory framework influences economic growth. Spain’s dense and fragmented regulation drives up costs and hinders entrepreneurship. Greater regulatory consistency and simplicity could foster a more dynamic, efficient and inclusive business landscape, particularly for small firms and new entrepreneurs.

General government

BELab convenio acceso datos

19/02/2024

Researcher access to public institutions’ micro data: a win-win scenario

Ana Esteban , Juan Peñalosa

Four years ago, the Banco de España opened its data laboratory BELab, to provide the research community with access to a wealth of micro data. We are now taking the next step to make a much broader range of data available to researchers through an ambitious agreement with other Spanish public institutions.

General government