Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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Sovereign bonds, climate change and investment: what do the metrics say?

Series: Focus. Research blog

29/09/2026 Mercedes de Luis and Clara I. González

Climate change now plays a role in investment decisions. More and more investors are considering the environmental impact of the assets they buy. Government debt securities are no exception. Find out what a sovereign bond’s carbon footprint is, how it is calculated and why it matters.

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How to use the calendar: use the arrow keys to navigate the calendar. Press the arrows to navigate by days of the month. Press shift and the arrows to navigate by month. Press control and the arrows to navigate by year.

11 results found with the selected filters

Inclusión

26/05/2026

Financial inclusion of immigrants: the banking barrier for those in an irregular situation

Soledad Núñez

Financial inclusion is a key part of immigrants’ integration. Overall, there is no significant financial inclusion gap between immigrants and the Spanish-born population. The exception is immigrants in an irregular situation, for whom opening a bank account is often an insurmountable barrier, leaving them financially excluded.

Institutions’ conduct

imagen capitulo 26

06/05/2026

How to complain when your bank leaves you on ‘read’ Series: Regulation and Supervision, Inside the Bank

Nieves Prieto

We interact with our banks on an almost daily basis, and in such a close relationship, it’s natural for disputes to arise sometimes. But do you know when, how and why you can make a complaint to your bank? Join us as Nieves Prieto tells us about the stories and people behind past complaints and the role played by the Banco de España, which offers the public a one-to-one complaints service.

Institutions’ conduct

Reclamaciones

26/03/2025

Trouble with your bank? When to turn to the Banco de España

Nieves Prieto Lavín and Jorge López Peña

Thousands of bank customers lodge complaints with the Banco de España. Although these often fall outside its remit, 80% of the opinions it is able to provide are accepted by banks. Knowing when (and when not) to bring complaints to the Banco de España's Complaints Service will help make this public service even more effective.

Institutions’ conduct

09/10/2024

Institutions’ conduct