Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
07/07/2026
Latin America is a core area of focus for the Banco de España, given its importance for Spain’s economy and banking sector. This is reflected in our analysis of the region and in our international cooperation with its central banks and key institutions. The first LatAm Economic Forum further advances this strategic priority.
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24/06/2026
How is wealth distributed among households? Series: Economy
When it comes to a country’s wealth, it's not only the total amount that matters, but how it is distributed among households. In this episode of CIENxCIEN we unpack the Distributional Wealth Accounts, explore the role of housing in household wealth and reveal what the data tell us about inequality in Spain and the debt and assets of Spanish households. A candid conversation that looks beyond the economic surface.
Inequality
26/05/2026
Financial inclusion of immigrants: the banking barrier for those in an irregular situation
Financial inclusion is a key part of immigrants’ integration. Overall, there is no significant financial inclusion gap between immigrants and the Spanish-born population. The exception is immigrants in an irregular situation, for whom opening a bank account is often an insurmountable barrier, leaving them financially excluded.
09/03/2026
Women don't ask (and don't get) and other gender biases at work Series: Women in Economy
Would your work be valued the same if you were a woman instead of a man? What about the other way round? Are parts of your career shaped less by talent and more by gender? In this episode of CIENxCIEN, the Banco de España lifts the lid on the invisible prejudices at work, exploring how gender biases still drive opportunities, risks and appraisals. We need to change the score, not the orchestra, if we want to make the music sing.
Inequality
10/12/2025
Inflation: who wins and who loses? Series: Economy, Monetary policy
Do you know how inflation affects you in your everyday life? Inflation is not just a buzzword for economists: it has a direct impact on your wallet. The best tool to beat inflation (or even turn it to your advantage) is financial education. In this episode of CIENxCIEN, Ana Comellas chats with Galo Nuño, who explains how inflation works, its effects and the measures that can be used to control it.
Inequality
02/07/2025
Pride in our workplace Series: Inside the Bank
We spend a large part of our day-to-day life at work and, while it’s a professional setting, we inevitably share a lot about our personal lives. But do we have the freedom to do so without feeling judged or discriminated against because of our sexual orientation or gender identity? We may all be equal under the law, but as a society we’ve still got a lot of learning and understanding to do. So, pull up a chair: diversity affects us all, whether you’re a member of the LGBTI community or not.
Inequality
11/02/2025
The growth of online banking and how to mitigate the risks of financial exclusion
The use of online banking is becoming increasingly widespread and the digital divide across age groups is showing signs of narrowing. But for some people (particularly the elderly), the digitalisation of banking services and branch closures can be a stumbling block to doing their banking and getting hold of cash.
03/09/2024
Inflation affects us all differently. What determines how each of us feels the squeeze?
We all feel the squeeze of inflation, but some feel the pinch more than others. Inflation affects us through different channels that impact our ability to save. Drawing on a rich dataset, we find that in 2021 both the level of labour income and, above all, age explain how inflation affects different Spanish households differently.
